Clear Picture Financial - Wichita

Listen in as🎙️🎙️Andy [The Man] Merchant and Jason Noble discuss making the most out of your “protected income,” as in, ”How Much Cash Will You Have After Your Career, Including Your Social Security and/or Pension?”

🎧 LISTEN NOW: https://bit.ly/4clqSD2

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

Did you know you could potentially lose 30 to 40% of your assets to TAXES in retirement? Especially if you have a lot of income in taxable accounts, or a lot of income through your LLC? That’s why creating an ongoing tax strategy to protect your wealth and lifestyle is critical.

Listen in as🎙️ Andy [The Man] Merchant and Jason Noble🎙️”Protecting Wealth from Taxes and Distributions.”
🎧 LISTEN NOW: https://bit.ly/3EIdeyM

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

20 Minutes of Clarity | Protecting Wealth from Taxes and Distributions Welcome to "20 Minutes of Clarity," the podcast that focuses on strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Wealth ...

Grab a pen and paper and let’s talk about tax reform in 2025! ✍️📝 Listen in to 🎙️ Andy Merchant and Jason Noble’s latest podcast 🎙️”What Do You Need to Know About Tax Reform?”

🎧 LISTEN HERE: https://bit.ly/3G8uCx6

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

20 Minutes of Clarity | What Do You Need to Know About Tax Reform? Welcome to "20 Minutes of Clarity," the podcast that focuses on strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Wealth ...

Do You Understand the TAX Considerations of Passive Income?

🎙️ Podcasters Andy [The Man] Merchant and Jason Noble 🎙️ address the reality that it’s not how much money you MAKE, it’s how much you are able to KEEP. That’s why taxes are such an important discussion. Short term gains, long-term capital gains, ordinary, preferred…do you know the difference?

🎧 LISTEN TO IT NOW: https://bit.ly/3WTX8sM

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

Do You Understand Passive Income?

🎙️ Podcasters Andy [The Man] Merchant and Jason Noble 🎙️ discuss various types of passive income, from real estate rentals to royalties, and some of the benefits and ramifications of each type. ✅

🎧 LISTEN TO IT NOW: https://bit.ly/3ULmXbA

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

It's Time to Spring Clean Your Portfolio and Refresh Your Financial Strategy 🧹📊

🎙️ Podcasters Andy [The Man] Merchant and Jason Noble 🎙️ discuss how to approach rebalancing, risk, drift, and other portfolio issues you should be aware of!

🎧 LISTEN TO IT NOW: https://bit.ly/3DUg8A7

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

20 Minutes of Clarity | It's Time to Spring Clean Your Portfolio and Refresh Your Financial Strategy Welcome to "20 Minutes of Clarity," the podcast that focuses on strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Wealth ...

What is your relationship with wealth? 🎙️ Watch this episode as podcasters Andy Merchant and Jason Noble 🎙️ discuss how you can learn and develop your OWN healthy money habits!

🎧 LISTEN TO IT NOW: https://bit.ly/49XRyZE

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

If the markets have you concerned do youself a favor and Focus on your long-term strategy, and don’t let short-term volatility dictate your decisions.

As we look at the SPY (S&P 500 ETF) over the past 5 days, it’s clear that short-term fluctuations can be unsettling. However, it's important to remember that market movements are often temporary and can sometimes mask the bigger picture. ⏳

🔍 In the short term, the market may appear volatile (as shown in the red section of the chart), but when viewed over a longer time frame (like the past year), the overall trend is far more telling. 📈

📊 The 1-year perspective reveals consistent growth, reminding us that patience and long-term planning are key to building lasting wealth. Short-term dips should not distract from the broader, upward momentum that characterizes the market’s long-term trajectory.

Does Your Plan Need a Fresh Start? Begin with Small Steps! 🎙️ Podcasters Andy [The Man] Merchant and Jason Noble 🎙️ discuss some of the principles in the book, “The Slight Edge,” by Jeff Olson. Small adjustments can make a big difference!

🎧 LISTEN TO IT NOW: https://bit.ly/43BJ4XW

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X

20 Minutes of Clarity | Does Your Plan Need a Fresh Start? Begin with Small Steps Welcome to "20 Minutes of Clarity," the podcast that focuses on strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Wealth ...

With Public Market Volatility Up shouldn’t you consider assets that don’t react the same way as the public markets?

We often get caught up in the short-term fluctuations of the major indices—S&P 500, Dow Jones, and Nasdaq—and assume that our portfolios are down by the same amount. In reality, most portfolios are diversified and don’t fully mirror any of these indices. As a result, while the portfolio may still be down, the drop is generally not as steep.

As I explore more strategies for truly diversifying a client's portfolio, the goal is clear: reduce the impact of any one asset or sector on the overall portfolio, thereby minimizing potential losses. But here’s the question: Are you really achieving true diversification if you're only spreading your assets across public market investments—stocks and bonds?
As of March 11, 2025, YTD returns show the following:
S&P 500: -5.26%
Nasdaq: -9.21%
AGG (bond index): +1.56%

Looking at a shorter timeframe (the past 5 days):
S&P 500: -3.41%
Nasdaq: -4.49%
AGG: -0.51%

The only way to minimize losses is to either limit the upside potential or be extremely timely with reallocations. We’re in a unique period where accumulation annuities can provide a better risk adjusted profile with a potentially higher return. A 15 mintue call with me or my team could make a difference.

🎙️ Andy [The Man] Merchant and Jason Noble’s 🎙️ newest podcast has dropped: What Life Insurance Do You Need to Protect Your Family at Every Life Stage?

🎧 LISTEN TO IT NOW: https://bit.ly/4he8Btp

"20 Minutes of Clarity” is a podcast that focuses on ACTIONABLE strategies and ideas to answer the wealth questions you have, hosted by Prime Capital Financial Wealth Advisors Andy Merchant and Jason Noble. Listen to more podcasts at these links:
https://bit.ly/3X8cS9I
https://bit.ly/3X7bx2X