Cindy Ranson Curfman Realtor with PenFed Realty

Say goodbye to your couch potato tendencies with these three alternatives.

3 Things to Do Instead of Watching TV Is your evening couch potato routine with your partner growing stale? It can be hard to find the ene...

This report found that email reminders from your bank help credit card users cut spending by 2 percent.

Small Reminders Can Reduce Credit Card Debt No one wants to be reminded by their bank that using a credit card too much is a bad idea. It’s a ru...

Want to refinance your home loan? Start by improving your credit score.

How to Get the Best Mortgage Refinance Rates If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can...

Too much credit card debt? Here's four ways to manage it with your creditor.

What Is a Negotiated Debt Settlement? If you’re buried by credit card debt, a negotiated debt settlement with your creditor may be worth c...

Automatic transfers are just the start to effortless saving tricks.

5 Ways to Trick Yourself Into Saving Money The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,00...

Are you thinking of creating a smart home? Here are the pros and cons.

Pros and Cons of Smart Appliances Smart appliances can make life easier and more convenient. Since the technology is relatively new, m...

Try these simple organizational hacks to make your life a little easier.

5 Easy Organizational Tips Do you feel like you’re constantly battling clutter around the house? You’re not alone, ...

Taking up the carpet isn't the hard part...

Changing Up the Flooring? How to Remove Carpet Glue If you’ve recently moved into a new home, you might decide to change out the carpets in the ho...

A HELOC can be beneficial, but be wary of taking on debt.

How Does a Home Equity Line of Credit Work? If you want to make an important purchase but do not currently have the money, you don’t necessarily...

Avoid becoming a victim of debt collection scams by paying attention to these red flags.

How to Check If a Debt Collector Is Legitimate Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people—more ...

Do you love that farmhouse vibe? Here's a few more ways to get it!

Creating a Rustic Vibe With Wood Decor If you’re a fan of that rustic look, or just love to feature beautiful wood in your space, the...