Insurance Services Group, LLC.

What is Medical Payments Coverage and do you need it? 🚗💡

In Kansas, Medical Payments Coverage (often called “Med Pay”) is designed to help pay for medical expenses of your passengers after an auto accident — regardless of who was at fault.

This coverage may help pay for:
✔️ Doctor visits
✔️ Hospital bills
✔️ X-rays and ambulance costs
✔️ Surgery and rehabilitation expenses

Is it required? 🤔
Medical Payments Coverage is not required in Kansas, but it can provide valuable financial protection and help cover out-of-pocket medical expenses after an accident.

Even with health insurance, Med Pay can help with deductibles, copays, and other unexpected costs.

Not sure if you have the right coverage? 📞 Contact ISG today and let us review your policy to help you better understand your options and protection. 316-928-0044

🍺🍷 Serving alcohol at your business or event? Don’t overlook the importance of Liquor Liability Coverage! ⚠️

If a customer becomes intoxicated and causes injury or property damage, your business could be held responsible. Liquor liability insurance helps protect bars, restaurants, event venues, caterers, and even special events from costly claims and lawsuits. 🛡️

Whether you own a business that serves alcohol or you’re planning a one-time event, having the right coverage matters! ✅

📞 Contact ISG today to learn more about liquor liability coverage and how we can help protect what you’ve built. 316-928-0044

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Did you know your property’s insurance value is not based on its real estate market price? 🏠🔍

Insurance companies often value homes and buildings based on the estimated cost to rebuild the property from the ground up using materials of like kind and quality after a covered loss.

This can include:
✔️ Labor and construction costs
✔️ Roofing, flooring, and cabinetry
✔️ Custom features and finishes
✔️ Debris removal and rebuilding expenses
✔️ Current material pricing in your area

In many cases, rebuilding costs can actually be higher than a property’s market value — especially with rising construction costs and updated building codes.

That’s why it’s important to review your insurance coverage regularly to help make sure your property is properly protected.

📞 Contact ISG today for a coverage review and let us help you understand your property’s true rebuilding value! 316-928-0044

🚗🏡💼 Are you sure you’re getting the best coverage for the best price?

At ISG, we make insurance simple! 📋✨ Call us today for a FREE, no-obligation insurance review and let our team help you find the protection that fits your needs and budget.

Whether it’s home, auto, or business — we’re here to help you save and stay covered! ☎️

📞 Call ISG today and let’s review your coverage together! 316-928-0044

Have you heard of Ordinance or Law Coverage? 🏠🏢

Many homeowners and business owners don’t realize that after a covered loss, local building codes may require upgrades or changes when rebuilding or repairing a property.

That’s where Ordinance or Law Coverage can help. 👇
✔️ Covers the cost to rebuild damaged portions of a structure to current building codes
✔️ May help pay for demolition of undamaged parts of a building required by law
✔️ Helps with increased construction costs due to updated regulations

Without this coverage, you could end up paying significant out-of-pocket expenses to meet today’s building requirements after a loss.

Whether you own a home or a business, it’s important to review your policy and make sure you have the protection you need.

📞 Contact ISG today for a policy review and let us help protect your property the right way! 316-928-0044

Do you know what’s actually included in your Business Insurance Policy? 🤔📋
A strong business insurance plan is designed to protect your company from the unexpected. Common coverages can include:

✔️ General Liability – Helps protect against accidents and lawsuits
✔️ Commercial Property – Covers your building, equipment, and inventory
✔️ Workers’ Compensation – Protection for employee workplace injuries
✔️ Business Interruption – Helps replace lost income after a covered loss
✔️ Commercial Auto – Coverage for business vehicles
✔️ Cyber Liability – Protection from cyber threats and data breaches

Every business is different, which is why having the right coverage matters. We’re here to help you understand your options and build a policy that fits your business needs and budget.

📞 Give us a call today — we’d love the opportunity to earn your business and help protect what you’ve worked so hard to build! 316-928-0044

Accidents can happen on any job site — and when they do, Workers’ Compensation Insurance helps protect both your employees and your business. 👷‍♂️📋

Workers’ comp can help cover:
✔️ Medical expenses
✔️ Lost wages
✔️ Workplace injury claims
✔️ Employer protection

Whether you own a small business or manage a growing team, having the right coverage is essential for peace of mind and staying protected.

📞 Call us today for a fast, competitive Workers’ Compensation quote and let us help you find the right coverage for your business! 316-928-0044

Your home is more than just a place to live — it’s a reflection of your lifestyle, hard work, and the memories you’ve built. 🏡✨

Standard homeowners insurance may not provide the protection a high-value home truly needs. From luxury finishes and custom features to valuable collections and extended liability coverage, high-value home insurance is designed to help protect what matters most.

Let us help you secure the coverage your home deserves with personalized protection and peace of mind.

📞 Contact us today for a complimentary coverage review. 316-928-0044

This Memorial Day, we pause to remember and honor the brave men and women who made the ultimate sacrifice for our freedom. ❤️🤍💙

Their courage, service, and dedication will never be forgotten. Today, we reflect with gratitude and respect for those who gave everything. 🕊️

Wishing you a safe and meaningful Memorial Day with family and friends.

📢 Office Update 📢

We will be closing early today at 12:00 PM ⏰ and will remain closed through Monday.

We’ll be back and ready to assist you during normal business hours on Tuesday! 😊
If you need immediate assistance, please reach out before closing today—we’re happy to help! 📞

Thank you for your understanding and continued support! 🙌