The Glessner Group

The #1 insurance gap we see in almost every small business?

No hired and non-owned auto coverage.

If your employees drive their personal vehicles for work — client meetings, errands, deliveries — their personal auto policy likely won't cover an accident on the job. That means your business is exposed.

It's one of the easiest gaps to close.

📞 304-243-9071
🌐 TheGlessnerGroup.com

The decisions that shape your financial future aren't made in March or April. They're made right now — in August, September, October — when there's still time to act.

Tax planning. Insurance coverage. Wealth strategy. Payroll accuracy.

The business owners who come out ahead aren't scrambling in Q4. They're the ones who made smart, informed decisions throughout the year with a team that knew their full picture.

That's what year-round financial partnership looks like.

📞 304-243-9071
🌐 TheGlessnerGroup.com

Happy Birthday, Eric Snodgrass!

Eric has been an integral part of The Glessner Group and plays a key role in our wealth management operations. His expertise and dedication to helping clients build and protect their financial future is something we're truly grateful for every day.

We appreciate the guidance, commitment, and steady presence you bring to the team. We're so glad to have you, Eric — have the best birthday EVER!

🏢 Insurance Myth Monday

Myth: My commercial property policy covers flood damage.
Fact: Standard commercial property policies typically do NOT include flood coverage — that's a separate policy entirely.

Storm season in the tri-state area is real. If your building, equipment, or inventory were damaged in a flood tomorrow, would you be covered?

If you're not sure, that's the conversation we need to have — before the storm, not after. Brett and our insurance team are here year-round.

📞 304-243-9071 🌐 TheGlessnerGroup.com

Your books are trying to tell you something. Are you listening?

Here are 5 warning signs that something's off — and why they rarely travel alone. 👇

1️⃣ Your cash flow doesn't match your profit on paper.
2️⃣ Payroll errors keep showing up — even small ones.
3️⃣ You're missing receipts or can't reconcile accounts.
4️⃣ You're surprised by your tax bill every single year.
5️⃣ You're not sure what your numbers actually mean for your business.

Here's the thing: bookkeeping problems almost always point to something bigger. Payroll errors can signal tax exposure. Messy books lead to bad decisions. And bad decisions compound.

When one team sees your complete financial picture, nothing slips through the cracks.
📞 304-243-9071 🌐 TheGlessnerGroup.com

📈 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐌𝐲𝐭𝐡 𝐌𝐨𝐧𝐝𝐚𝐲

𝐌𝐲𝐭𝐡: My business insurance automatically adjusts as my business grows.
𝐅𝐚𝐜𝐭: Your policy stays exactly where you left it — even if your business has doubled in size since you bought it.

Insurance policies don't update themselves. If you've added employees, purchased new equipment, expanded your services, moved locations, or significantly increased your revenue since your last policy review, there's a real chance your current coverage no longer reflects your actual exposure. Underinsurance is one of the most common — and costly — mistakes business owners make. You may think you're covered, but your policy limits were set based on a version of your business that no longer exists.

An annual policy review isn't just a formality. It's how you make sure your coverage keeps pace with your growth. Let Brett take a look and make sure you're not carrying yesterday's coverage on today's business.

📞 304-243-9071
🌐 TheGlessnerGroup.com

Summer in the tri-state area hits different.🌞

Whether you're hitting the river, enjoying the great outdoors or just finally slowing down a little — we hope you're soaking it in.

We're grateful every day to serve this community. From Wheeling to St. Clairsville and all of the Ohio Valley, the businesses and families we work with are what make this work meaningful.

Here's to a great summer. We'll be here when you need us!😊
📞 304-243-9071 🌐 TheGlessnerGroup.com

Heads up: Q3 estimated tax payments are due September 15.

If you're self-employed or a business owner, now is the time to make sure your payment is accurate — not just a guess based on last year.

A lot has changed in 2026. Revenue shifts, new hires, equipment purchases, entity changes — all of it affects what you owe. Getting this wrong means penalties and a bigger bill in April.

We help clients stay ahead of these deadlines all year long, not just at tax season.

Need a mid-year check-in before Q3? Let's get it on the calendar.
📞 304-243-9071 🌐 TheGlessnerGroup.com

💼 Insurance Myth Monday

Myth: My general liability policy covers everything my business needs.
Fact: General liability is a foundation — not a complete coverage plan.

General liability protects your business if someone is injured on your property or if you cause damage to a third party. But it doesn't cover your employees, your equipment, your vehicles, your data, or your professional errors. A business owner who relies solely on general liability is often one claim away from discovering exactly what it doesn't cover. Commercial property, workers' compensation, professional liability, cyber coverage, and commercial auto are all separate policies — and most businesses need more than one.

The right coverage mix depends on your industry, your team size, and how your business operates. Brett can walk through your current policies and identify the gaps before they become problems.

📞 304-243-9071
🌐 TheGlessnerGroup.com

You shouldn't have to be the CFO of your own financial team.

But that's exactly what happens when your accountant, insurance agent, and financial advisor are all at different firms — and none of them are talking to each other.

You end up as the coordinator. Translating between vendors. Catching the gaps nobody else is watching for. Doing a job that was never supposed to be yours.

That's the problem we solve.

At The Glessner Group, your accounting, tax planning, insurance, and wealth management all live under one roof — with one team that knows your complete financial picture. When something changes in your tax situation, it doesn't live in a silo. It informs your insurance review. Your wealth strategy. Your payroll setup.

You shouldn't have to manage the managers. That's what we're here for.

📞 304-243-9071
🌐 TheGlessnerGroup.com