Stu Magid

Here’s how some of the most common mortgage loan options handle gift limits:

- FHA loans: No limit
- VA loans: No limit
- Freddie Mac-backed loans: No limit
- Fannie Mae-backed loans: Buyer provides 3% down payment

Have more questions? We can help! http://ow.ly/bZvs50Hu91I

When do you need a letter?
It never hurts to have verifiable proof of income from your bank. You never know when a seller may want it.

Situations include:
- Purchasing in competitive market
- Buying a short sale
- Multiple closings on a property
- Buying an investment property
- Paying in cash

And it's easy to get. Give us a call if you need help - http://ow.ly/ORnP50Hu8N3

If you didn't take advantage of the low low rates last year, that's okay. We still might be able to get you a lower rate than you are currently paying on your mortgage.
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Your First Time Process Starts Here
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We will provide you the info you need in an easily digestible way and help you make important decisions throughout our streamlined process - http://ow.ly/oi0a50HoVnq

As 2021 draws to a close, I wanted to wish you and your family health and prosperity in 2022!

Thank you so much for trusting me and for your support.

Please, let me know if there's anything I can do for you in . That's why I am here.

A few mortgage programs we broker:
✅ Convention Fixed Rate Mortgages (30, 20, 15 & 10 Year Fixed)
✅ Conventional Adjustable Rate Mortgages (5, 7 & 10 Year ARMS)
✅ Jumbo Fixed and ARM Mortgages
✅ First Time Home Buyer Reduced Down Payment Mortgages
✅ FHA
✅ VA
Learn more about us - http://ow.ly/Q9E850Hl7Fk

Happy Holidays from Me (Stu Magid) and American Fidelity Mortgage Services

Transparent Mortgage And Refinancing in Wheaton, IL, WI, & FL

Choosing the right for purchasing a new home or refinancing your current home is a big decision and you need the most current and reliable information to make an informed decision.

We have the tools and mortgage programs available to meet the needs of almost every client. Each client is an individual and I will make sure you have the detailed information to help you make a decision that works best for you.

View our mortgage programs - http://ow.ly/ruyG50Hixnb

Why Stu Magid and American Fidelity Mortgage Services is the go-to for , , and in Illinois, Florida, and Wisconsin:

Over the last 40 years, we have built a strong reputation as an outstanding mortgage lender.

We are a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction.

As a veteran, we proudly help other veterans with VA mortgages.

We have access to a full range of mortgage resources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms, and costs to meet your unique needs.

Throughout the process, we provide regular updates and progress reports so you always know the status of your loan.

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A Little About Stu Magid

After completing military service Stu Magid earned a finance degree from Loyola University in Chicago, IL and began his mortgage career in 1995.

A professional with over 25 years of experience helping clients purchase and refinance their homes, Stu’s business philosophy is simple; the client comes first!

Putting the needs of his means not only providing the best rates and available but also offering alternatives, being available to answer questions, and above all being transparent and upfront in every aspect of their transactions.

Learn More About Stu - http://ow.ly/uwqJ50He8ES

It’s as simple as a click. Apply for a now in Illinois, Wisconsin, & Florida.

APPLY - http://ow.ly/SRq750H1f3R