3T Insurance, LLC

𝐇𝐨𝐥𝐢𝐝𝐚𝐲 𝐎𝐟𝐟𝐢𝐜𝐞 𝐒𝐜𝐡𝐞𝐝𝐮𝐥𝐞 🎄
We’ll be closing the office on December 24 and will be back on January 2.
We look forward to serving you in the new year!

Annual Open Enrollment has ended, and Medicare plan materials are now being mailed out.

Be on the lookout for your Medicare plan ID card, welcome or confirmation materials, and coverage details for the upcoming year.

If you have general questions about your coverage or haven’t received your materials yet, feel free to message us.

Think you can change your Medicare plan anytime? 🤔

The truth is, you can only make changes during certain times of the year like the Annual Enrollment Period (October 15 – December 7) — unless you qualify for a Special Enrollment.

Don’t miss your chance to review and update your coverage for 2026! 💜

Contact us today!

Only 27 days until AEP—time to review your Medicare plan and make sure you’re covered for 2026. 💙
Comment below or send us a DM to get started!

Thinking about adding an annuity to your retirement plan?

Annuities can help create steady, guaranteed income — but it’s important to ask the right questions first:
✅ What type of annuity is it?
✅ What fees or charges apply?
✅ When and how will payments start?
✅ What happens to the money if you pass away?
✅ Does it fit your overall retirement plan?

Taking a few minutes to ask these questions can help you choose the right annuity for your goals and peace of mind.

Not sure where to start?

👉 Message us today or book your free annuity review! https://calendly.com/3tinsurance

Myth: “If you’re healthy, you don’t need extra Medicare coverage.”

Even if you’re in great health today, here’s why it still makes sense to consider extra coverage:
✅ Unexpected health issues can happen anytime — and medical bills can add up quickly.
✅ Original Medicare doesn’t cover everything — you could still pay 20% of costs, with no annual cap.
✅ Prescription drugs aren’t included — you’d need a separate Part D plan to help with those costs.

Extra coverage like a Medicare Supplement, Medicare Advantage, or Part D drug plan helps protect your savings and gives you peace of mind for the future.

You only get one chance to get it right!

When it comes to Social Security planning, most people don’t realize that your claiming decision isn’t just about now — it affects your benefits for the rest of your life.

📌 Choosing when and how to claim can mean:
• Tens of thousands more (or less) in lifetime benefits
• Bigger survivor benefits for your spouse
• Better coordination with other retirement income

Before you claim, make sure you’ve reviewed your options and created a personalized strategy.

💡 If you’d like help understanding your Social Security choices, message us — it could be the most important retirement planning step you take!