NCRC

Nearly one in three US households spends more than 30% of their income on housing. Habitat for Humanity of Kansas City is proving that comprehensive counseling can change that.

In 2025, 128 households completed financial literacy workshops on homeownership, budgeting and credit. The results go beyond a number on a page.

"Habitat gave me the tools I needed and now my kids and I are finally safe. We don't have to worry about being homeless again," said Kerra, a program participant.

This is what looks like.

As a member of NCRC's Housing Counseling Network, Habitat for Humanity of Kansas City gains access to resources like the Wells Fargo Keeping People Housed grant to expand their services and reach more families. Housing counseling is not just about getting people into homes. It is about keeping them there.

Before in*******al marriage was legalized nationwide, love itself was treated like a threat because systems built on segregation depended on people staying divided. That history didn’t just stop at marriage laws. Housing discrimination, redlining, racial covenants and unequal access to homeownership were all designed around deciding who belongs where, who gets the opportunity to build wealth and even whose families are considered acceptable in society.

matters because it reminds us that equity is personal. It lives in our communities, homes, families and futures. For organizations like NCRC, that history matters because housing justice has never only been about property, it’s also about belonging. It’s about who gets welcomed into communities, who gets denied access and who gets seen as deserving of a ‘home’. Celebrating Loving Day means acknowledging how far we’ve come and how intentional we still have to be about building communities rooted in equity instead of exclusion ❤️🏡. This Loving Day, join us in building a more equitable future by signing the pledge today! https://hubs.ly/Q04lc0Sv0.

The conversations we have in 2027 will shape what gets done in 2028 and beyond.

NCRC is now accepting session proposals for the 2027 Just Economy Conference — May 6-7 in Washington, DC. This is not a spectator event. It is a working gathering of people committed to making economic justice real in their communities.

What do you want to work on? Submit your session idea: https://hubs.ly/Q04l7Md00

Federal Reserve Governor Michael Barr came to the 2026 Just Economy Conference with a clear message for community advocates.

He sat down with NCRC President and CEO Jesse Van Tol for a 33-minute conversation on CRA, AI in banking, fair lending and what it would take to build a financial system designed for low- and moderate-income people.

"Let's figure out how to support your work more around the country," Barr said.

Watch the full conversation: https://hubs.ly/Q04l2pVC0

NCRC member Resource Fund is Michigan's only CDFI loan fund providing single-family home loans. They also specialize in supporting nonprofits that provide social services. Here is a story of how one of their borrowers, 6 Community Center in Pontiac, MI, reversed the decade-long trend of residents' turnover. https://hubs.ly/Q04l269Q0

Learn more: https://hubs.ly/Q04l26800

Micah 6 Borrower Story Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

A single mother of three just got the keys to her first home.

Iveliz always dreamed of owning a home for her family. But homeownership has become harder to reach for millions of households. From 2000 to 2024, median home prices rose 207% while median income grew only 155%.

A friend referred Iveliz to New Jersey Citizen Action Education Fund, an NCRC member organization. With guidance from a HUD-certified housing counselor, she built her credit, applied for down payment assistance programs, and secured a $10,000 first-time homebuyer grant for her new home in Woodbury, New Jersey.

Supported by the NCRC FEF-HCS grant, NJCAEF has guided 13 additional households to homeownership in the first six months of the grant period alone.

Congratulations to the entire NJCAEF team for a job well done. Welcome home, Iveliz

Nearly 4.1 million people lost food assistance this year. Grocery prices kept climbing anyway.

NCRC's latest Mobility Monitor breaks down what the data shows: who is losing Supplemental Nutrition Assistance Program benefits, why costs keep rising and what it means for economic mobility.

Read the full analysis: https://hubs.ly/Q04kXzT00

NCRC welcomes 14 new organizational members in April 2026.

Our network of more than 750 local, state and regional nonprofits, educational and faith-based institutions and government entities grew stronger this month. Swipe through to meet the organizations that joined us.

CHN Housing Partners, Cleveland, Ohio
Promise Land Community Development, Augusta, Georgia
Fresno Immigrant and Refugee Ministries, Fresno, California
The Reconciliation and Restoration Foundation, Dallas, Texas
Parkside Business & Community In Partnership, http://Inc., Camden, New Jersey
DREAM Partners, Belton, Texas
Jumpstart South Central Wisconsin, Beloit, Wisconsin
Salisbury Neighborhood Housing Services, Salisbury, Maryland
Offender Alumni Association, Birmingham, Alabama
Hope For You, Greenville, Texas
Urban League of San Diego County, San Diego, California
Community Action House, Holland, Michigan
A-1 Community Housing Services, Hayward, California
Harrisburg Fair Housing Council, Harrisburg, Pennsylvania

Together, we build a Just Economy. Learn more about NCRC membership: https://hubs.ly/Q04kNszh0

NCRC is hiring a paid summer intern in Washington, DC.

We are looking for a Marketing & Development intern to support substantive work across social media, writing, media outreach, web content and fundraising research.

This is not a coffee-fetching internship. You will draft press releases, produce content, support grant research and connect marketing and development teams — all while learning from practitioners working at the forefront of fair housing, fair lending and community economic development.

Apply here: https://hubs.ly/Q04kKFDP0

Share with a student who would be a great fit.

Kraken wants a national trust bank charter. NCRC is urging the OCC to deny it.

"Its past acts are disqualifying," said Tara Flynn, NCRC's policy director.

Read our full statement: https://hubs.ly/Q04kL21v0