Extra Credit Union

Some days it feels like you’re carrying everything at once, bills, responsibilities, and trying to keep it all together.

If money stress has been weighing on you, you’re not alone. A lot of people are quietly feeling the same way.

That’s why we offer the Life Happens Loan, designed to help you manage unexpected expenses and simplify things when life gets overwhelming. We’re here to help, one step at a time.

Your next chapter starts now 📚✨

The Continuing Education Scholarship is here to support members pursuing college, trade school, certification programs, career training, and more because learning doesn’t stop after high school. 💚

We’re awarding up to five scholarships totaling $5,000 to nontraditional students and individuals returning to school after a hiatus.

To apply, applicants must:
✔️ Be an Extra Credit Union member
✔️ Be enrolled at an accredited college, university, trade, or vocational school
✔️ Plan to attend at least part-time (6 credit hours)

Your application portfolio should include:
📄 Two recent letters of recommendation
📄 Resumé
📄 250-500 word essay
📄 Community and/or school involvement list
📄 Completed application

Essay topic:
“What difference do you want to make in the world and how does your career choice help you make a difference in the world?” ✨

No matter where your journey takes you, we’re here to help you move forward with confidence.

Applications are open now through June 30, 2026.

With everything going on with the economy right now, it’s normal to feel a little uncertain about your finances.

A lot of people are holding off on decisions, especially when it comes to anything beyond the basics.

That’s where having a plan can help.

Through GreenPath, our members have access to free financial counseling to help you build a plan for both the things you need and the things you want.

Because when you have clarity, those “maybe someday” moments can start to feel a little more possible.

We’re here when you’re ready. 💛

Summer plans, weekend getaways, time on the water—whatever “enjoying life” looks like for you, it doesn’t have to stay a someday idea.

With the right planning, you can make space for the things you’ve been looking forward to while still feeling financially confident.

Whether it’s this summer or sometime down the road, we’re here to help you create a plan that makes sense for you.

We’re here to help you do it the right way. 💛

Did you catch us at Center Line Public Library Storytime? 📚💛

We recently visited and read “How Do You Spend”, an MCUF-supported Money Smart Kids Read book for April.

After the story, each child received two carrot cut-outs they can redeem for Extra Credit Union swag 🥕—a fun way to bring early money lessons to life!

We love creating moments like this that make financial education fun from the very start. 💛

Today, we remember and honor the brave men and women who made the ultimate sacrifice for our country. 🇺🇸

Wishing everyone a safe and meaningful Memorial Day as we take time to reflect, remember, and appreciate those who served. 💙

Please remember that all Extra Credit Union branches are closed today. We will reopen tomorrow, Tuesday, May 26, with regular business hours from 9 AM to 5 PM.