Tolmiros Financial

Tolmiros was proud to sponsor the Swing for a Wish golf outing this past weekend! The event set out to raise $10,000 to help make a child’s wish come true. This inspiring initiative is led by 8-year-old Jaxon Wazelle—our very own Kathy’s nephew—whose passion for helping others is making a real difference. We’re honored to support Jaxon and the incredible impact he’s creating in our community!

Wishing a very Happy Father's Day to all the incredible dads out there. Today, we're celebrating fathers everywhere—especially these two! 💙 Enjoy your day!

Summer is officially here, and people have been telling us all about their exciting summer plans! Next time you stop in the office, check out our "Client Experience" station! Grab a pin or two and mark our map with where you're headed or where you've been! Share about a restaurant you recommend, a trail you've hiked, a view that took your breath away ... and log it in our client experience book! Looking forward to seeing what this summer has in store for our clients!

📅 June is National Men's Health Month.

☀️ With warmer weather around the country, it's a great time to reaffirm your dedication to your health.

👀 This means more than going for a run or going for a bike ride with the guys. It means taking a broader look at ways to take better care of both body and mind.

🩺 Don't skip your regular check in with your medical team. Don't ignore your mental health, either. And, yes, by all means, look into your fitness routine.

🌱 Taking steps now to improve your overall health will never be something you regret.

If your kids are starting a summer job, why not look into a Custodial Roth account? Talk to your kids about how they can get started with tax-advantaged savings. Whether they put money in the account or you get it started for them with a gift, it’s a good way to start a great habit. For more information or to set up a meeting, drop us a note today!

We can explain the pros and cons of Custodial Roth IRA, and introduce you to some of the unique features of custodial accounts, including when kids can take control of the asset. Also, remember, with a Roth IRA, to qualify for the tax-free and penalty-free withdrawal of earnings, a Roth must meet a 5-year holding requirement and occur after age 59½. Tax-free and penalty-free withdrawals can also be taken under certain other circumstances, and the original Roth IRA owner is not required to take minimum annual withdrawals.

Happy Birthday, Mason! You’re a huge asset to our team, a great listener, fantastic with our clients, and an all-around great person to be around. We appreciate everything you do and wish you a wonderful day and your best year yet! Cheers! 🥳

Happy Birthday, Cade! We're so grateful to have you on the team. Your innovative thinking, positive attitude and perspective make a real impact every day. Wishing you a fantastic birthday and a year ahead filled with golf, happiness & success!

🎁 Understanding Financial Gift-Giving: The Smart Way to Share Wealth 🎁

Swipe through to learn how you can give financial gifts!

1️⃣ Tax-Free Gifting Up to $19,000 Per Person
In 2026, you can give up to $19,000 per recipient tax-free. Stay under this limit to avoid filing with the IRS.

2️⃣ Unlimited Recipients
Feel free to spread the love! There's no limit on the number of people who can receive an annual gift. Perfect for those looking to help make a difference in someone's life. 💌

3️⃣ Married Couples: Double the Impact
Married? You can gift up to $38,000 per recipient annually, doubling your impact. 💑

4️⃣ Lifetime Exemption: The Big Picture
Beyond annual gifts, your lifetime exemption in 2026 is $15 million. 🌟

5️⃣ Gifting Isn't the Only Approach
Paying directly for qualified tuition or medical expenses? These don't count as gifts, but we would encourage you to speak with your tax, legal, or accounting professional if this approach is part of your strategy. 🏥

🔍 Let's Make This Easy
Gift-giving can be complex, but it doesn't have to be. Understand the rules and realities, and make sure your strategy aligns with your long-term goals. 💡

Ready to strategize? Call us today. 📞

Wishing the happiest birthday to our very own Caitlin! We’re so grateful to have you as part of our team and our lives. Your positivity, talent, and dedication make such a difference every day. We hope the year ahead is filled with good reads, cat cuddles, and all the happiness you deserve!

Golf, great weather, great company, and a great cause...it doesn’t get much better than that! Thanks to our friends at HD Growth Partners for collaborating to support Second Harvest Food Bank. Interested in helping fight hunger in the Mahoning Valley? Visit their website below to learn more.

https://mahoningvalleysecondharvest.org/