WAWA Insurance Agency

STOP LOSING SLEEP OVER YOUR SHORT-TERM RENTAL INSURANCE.

If you own:
• Airbnb properties
• Vrbo rentals
• Boutique hotels
• Motels
• Extended stay properties
• Boarding houses or lodging operations

…you already know how difficult coverage has become.

Many property owners are being non-renewed, overcharged, or told “we can’t write that.”

We’re actively helping hospitality and short-term rental operators secure coverage built for real-world lodging exposures.

What we look for:
✓ 2+ years operating experience
✓ Strong online reviews
✓ Well-maintained properties
✓ Quality ownership and management

Coverage may include:
• General liability
• Property coverage
• Hospitality-focused protection options
• Flexible underwriting for qualified operators

Even difficult hospitality risks may still have options.

If you own or manage a short-term rental or lodging property in California, let’s review your current coverage before your next renewal surprises you.

📩 DM us or contact WAWA Insurance Agency to discuss your property.

Most business owners think cyber means "hackers breaking into systems.”

That's not how most losses actually happen.

It's this:

Someone emails your front desk or accounting
“Hey, we updated our payment info—please send the refund here.”

Looks normal.
Feels normal.
Gets processed.

Money's gone.

No system was hacked.
No alarms triggered.
Just one simple mistake.

We're seeing more of these than actual "data breaches.”

And here's the problem:
Most policies either don't cover it… or cap it with small sublimits.

If you're running a hotel, restaurant, or any business taking payments:
You're exposed whether you realize it or not.

Simple fix?
Have a second verification process before any money moves.

Better fix?
Make sure your cyber policy actually covers this.

If you want a quick review of your current coverage, send it over.

Here’s the truth—most agents avoid these risks because they don’t understand them.

We lean into them.

WE’RE CURRENTLY WRITING:
• Restaurants
• Bars & taverns
• Breweries & wine bars
• Liquor stores

WITH:
✔ Liquor liability
✔ Assault & battery coverage options
✔ Flexible underwriting (on the right risks)

If your current agent is saying “this is hard to place” or giving you limited options… that’s a skill issue, not a market issue.

We know where to go.
We know how to position the risk.
And we know how to get deals done.

If you own or operate in this space, let’s talk.

Happy Lunar New Year!!!

Landlord insurance requirements don’t delay openings.
Inexperienced agents do.

We translate the jargon.
Structure the coverage correctly.
Issue the COI that gets you the keys.

If you’re signing a lease, send it before you sign it.

🙏 Trust like this is never taken lightly.