Universal Condominium Insurance

Universal Condominium Insurance

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We specialize in insurance programs for Florida condominiums. We have special programs to help unit-owners save on their homeowners (HO6) policies.

Independent Insurance Agency specializing in insurance programs for condominium associations and their unit-owners. We represent most of the carriers writing association insurance in FL.

Florida condos are struggling. Could they be redeveloped? 08/11/2025

Source: Tampa Bay Times https://share.google/tBfxgkSeAieMl6aDJ

Florida condos are struggling. Could they be redeveloped? A recent court ruling out of Miami raises questions about condominium termination

Judge blocks citizens in arbitration fight 08/05/2025

Judge blocks citizens in arbitration fight

Judge blocks citizens in arbitration fight TALLAHASSEE — After a homeowner argued the process was unconstitutional, a Hillsborough County circuit judge Friday blocked the state’s Citizens Property Insurance Corp. from using a controversial arbitration process to

Florida’s new condo law is a step in the right direction. It still falls short. | Opinion 07/22/2025

Florida’s new condo law is a step in the right direction. It still falls short. | Opinion https://www.palmbeachpost.com/story/opinion/columns/guest/2025/07/17/florida-new-condo-law-desantis-budget/85092218007/ #

Florida’s new condo law is a step in the right direction. It still falls short. | Opinion In another substantial addition to the growing body of legislation governing condo associations in Florida, Gov. DeSantis has signed HB 913 into law.

Experts issue warning of housing market downturn that could signal permanent change: 'Resetting the baseline values of housing' 06/16/2025

Florida's housing market is experiencing a downturn that differs from typical boom-bust cycles.

Source: The Cool Down https://share.google/hJtFmXPG5pc3I3Uwn

Experts issue warning of housing market downturn that could signal permanent change: 'Resetting the baseline values of housing' Florida's housing market is experiencing a downturn that differs from typical boom-bust cycles.

Florida county’s sagging condo market could be ‘next great crisis’ as values drop 06/10/2025

“In a nutshell, the real estate market — after years of sometimes wild growth — appears to have stabilized,” a South Florida lawmaker said.

Source: Tampa Bay Times https://share.google/K0C9qEGnc7yuqVyP9

Florida county’s sagging condo market could be ‘next great crisis’ as values drop “In a nutshell, the real estate market — after years of sometimes wild growth — appears to have stabilized,” a South Florida lawmaker said.

‘Too little, too late’: Florida condo owners say between soaring HOA fees and sky-high insurance, the state’s condo reform legislation falls short. Here’s why — and what they’d prefer 06/06/2025

‘Too little, too late’: Florida condo owners say between soaring HOA fees and sky-high insurance, the state’s condo reform legislation falls short. Here’s why — and what they’d prefer https://moneywise.com/real-estate/these-florida-condo-owners-say-the-states-condo-reform-legislation-falls-short

‘Too little, too late’: Florida condo owners say between soaring HOA fees and sky-high insurance, the state’s condo reform legislation falls short. Here’s why — and what they’d prefer “I've seen my condo HOAs at $450, double in two years to $900."

‘Perfect storm.’ Hundreds of South Florida condos now on secret mortgage blacklist 04/07/2025

The number of Miami-Dade, Broward and Palm Beach condos on the list has more than doubled in just two years.

Source: Yahoo News https://search.app/BE4337WtyN239pa38

‘Perfect storm.’ Hundreds of South Florida condos now on secret mortgage blacklist The number of Miami-Dade, Broward and Palm Beach condos on the list has more than doubled in just two years.

Controversial proposal to withhold Citizens insurance is part of condo bill impasse 03/26/2025

Controversial proposal to withhold Citizens insurance is part of condo bill impasse https://www.yahoo.com/news/controversial-proposal-withhold-citizens-insurance-234549685.html

Controversial proposal to withhold Citizens insurance is part of condo bill impasse “Denying access to Citizens makes the situation worse,” one lawmaker has said.

Less than half of vintage condo buildings in South Florida have turned in their required inspection 03/03/2025

It’s been almost two months since older condominium buildings in Florida had to be inspected. It was one of the requirements put in place after the Champlain To…

Source: WLRN https://buff.ly/Pc3kp7B

Less than half of vintage condo buildings in South Florida have turned in their required inspection It’s been almost two months since older condominium buildings in Florida had to be inspected. It was one of the requirements put in place after the Champlain Towers South collapse in Surfside killed 98 people. Most have not submitted their results.

Many Florida condo buildings could lose state-run insurance coverage under new bill. Here's why 03/03/2025

Many Florida condo buildings could lose state-run insurance coverage under new bill. Here's why https://buff.ly/Vce1w4A

Many Florida condo buildings could lose state-run insurance coverage under new bill. Here's why A Florida lawmaker has filed a bill that would strip condo associations of access to state-run Citizens Property Insurance if they don't comply with new building safety laws.

Florida’s condo market is in turmoil. What’s next for owners? 02/19/2025

Safety guidelines that went into effect this year are driving up costs and scaring off buyers.

Source: Tampa Bay Times https://buff.ly/4hH0ZRb

Florida’s condo market is in turmoil. What’s next for owners? Safety guidelines that went into effect this year are driving up costs and scaring off buyers.

Florida’s insurance prices need to reflect the realities of living in paradise | Column 02/18/2025

Florida’s insurance prices need to reflect the realities of living in paradise | Column

Florida’s insurance prices need to reflect the realities of living in paradise | Column A former lawmaker weighs in on why government intervention can promote dangerous practices.

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