Bob Mircovich

Last week, mortgage rates trended higher as market-moving reports showed hints of inflation. However, this week’s inflation report has the potential to switch things up. Here’s what you need to know: http://spr.ly/6186P2KAm

Looking for a new way to fall 🍂 in love with your home? Consider turning over a new leaf 🍁 with a Renovation Loan! Contact me to explore your options

The first step of the mortgage process gives you a realistic home buying budget, shows sellers you’re serious, simplifies and streamlines the mortgage process, and offers good insights about your finance health. We’re talking about PREAPPROVAL. Here’s what makes this step so important: http://spr.ly/6189PIt39

Are you well-prepared in the event that disaster strikes? September is Disaster Preparedness Month, so we've put together some tips to help you protect the life you've built.

Should you build your dream home or renovate a fixer-upper? Building a new home gives you the opportunity to get everything you want. On the other hand, buying a fixer upper can provide more location options and more price flexibility. With a Construction or Renovation Loan from CMG Home Loans, your dream home may be closer than you think! Give me a call to explore your options

Mortgage rates trended downward last week, dropping towards 3-week lows as economic reports reflected more favorable data. So, what’s next? Will rates continue their descent? Here’s what we know: http://spr.ly/6189PawRR

Happy Labor Day from CMG Home Loans! When it comes to home financing, leave the work to us. Trust your local CMG Home Loans expert to take the labor out of your buying or refinancing journey.

How much house can you afford? When it comes to calculating your mortgage affordability, there are three main factors: your gross income, your debt-to-income ratio (DTI) and your mortgage-to-income ratio. Ready to calculate your affordability? Contact me today to get preapproved!

Love the home, hate the rate? In a rising-rate environment, homeownership may seem out of reach. However, there are options for home buyers in almost every housing market. Here are four mortgage options to consider when rates are rising: http://spr.ly/6183PtA8v

The base FICO® Scores range from 300 to 850. The higher the score, the lower the risk to lenders. A "good" credit score is considered to be in the 670-739 score range. A credit score between 740-799 is considered "very good" and a score over 800 is considered "exceptional".

Though we saw a decent recovery earlier in the month, mortgage rates have since climbed to the highest level in over two decades. If inflation is cooling, why are rates still trending higher? Here’s how this week’s jobs data could set the stage for lower rates: http://spr.ly/6183Ps6BT

List it 🏠 ✔️Lock it 🔒 Sell it faster 💵
With our exclusive List & Lock™ advantage, sellers can advertise discounted rates on their listings, drawing in more buyer demand, and giving the future buyers a desirable rate on their mortgage. Ready to learn more? Contact me today!