USI Insurance Services

We are proud to be recognized by GeekWire and UiPath as a 2026 AI Breakthrough Award Winner at this year’s Fusion conference in Las Vegas! This recognition honors our talented team of information technology leaders at USI who are leveraging AI-powered to solve critical business challenges and increase efficiencies.

Learn more: https://usi.info/3VOZPNq

Workers’ compensation premiums can be influenced by more than claims history. Your experience modification factor, or e-mod, can influence what you pay and may even affect your ability to qualify for certain contracts. If the calculation includes inaccurate payroll data, outdated classifications, or overstated claim reserves, you could be paying more than necessary.

Learn how an e-mod review can help identify issues and uncover potential savings: https://usi.info/4gy6Jxp

Condo and co-op owners often assume their association’s master policy protects more than it does. But when damage, liability issues, or loss assessments occur, owners may discover too late that certain costs are their responsibility.

Learn five common insurance exposures that can lead to costly surprises — and what to review before a claim happens: https://usi.info/4y3eSRs

Commercial insurance rates may be stabilizing overall, but many organizations are still facing difficult renewals, especially in challenging coverage areas like auto and excess liability. A reactive approach can leave buyers negotiating from behind.

See how pre-underwriting your risk before carriers review the submission can improve negotiations and help secure better pricing, terms, and coverage: https://usi.info/4qIdDF2

Health plan renewals often start with the carrier’s proposed rate — but that number may include assumptions, embedded fees, and hidden revenue sources that aren’t easy to see. Without a clearer view of what’s driving the increase, employers may enter negotiations at a disadvantage.

Learn how a comprehensive underwriting review can uncover opportunities to reduce costs, improve transparency, and negotiate from a stronger starting point: https://usi.info/4qPzBWH

Big thanks to our Carmel, IN team for creating moments of hope and healing in their community by volunteering with Brooke's Place as part of this year's campaign!

For the past 27 years, Brooke's Place has provided grief support, resources, and educational programs for children, teens, young adults, and families across the Indianapolis area at no cost. During our team's volunteer day, they assembled 200 grief support kits, cleaned therapy rooms, and assisted with a variety of projects that enable the organization to continue serving those in need.

Learn more about USI Gives Back: https://usi.info/givesback

Happy Hispanic Heritage Month!

September 15 through October 15 is a time to amplify the rich heritage and contributions of Hispanic and Latino communities. Throughout the month, USI team members will have opportunities to learn more about the experiences that make Hispanic cultures so vibrant and influential.