USI Insurance Services

Just released: USI's 2026 Commercial P&C Market Outlook Mid-Year Addendum highlights updated insurance rates and market trends from the past six months, with guidance from our experts to help you anticipate challenges and opportunities. Access the full report here: https://usi.info/3SgF1ww

June is Pride Month at USI, a time to celebrate the power of authenticity, community, and connection. We are proud to recognize the impact and leadership of LGBTQ+ colleagues and communities while continuing to build a workplace where everyone can show up, contribute, and thrive.

This Memorial Day, we remember all who have given their lives in service to our country and the cause of freedom here and around the world. We are forever grateful for all you have sacrificed.

Disasters don’t wait, and the risks are growing. From hurricanes and wildfires to flooding and severe storms, natural disasters are becoming more frequent and costly — putting people, operations, and long-term growth at risk.

Preparation is both a safety measure and a strategic advantage. Businesses that plan ahead are better equipped to protect their people, minimize disruption, and recover faster when the unexpected happens. In fact, proactive preparedness can significantly reduce financial losses and accelerate recovery timelines.

The question isn’t if a disruption will occur — it’s whether you’re ready. Explore practical strategies to strengthen resilience, safeguard your operations, and support your team before, during, and after a disaster: https://usi.info/3RpSqC7

Auto insurance costs can creep up as your business grows — especially when vehicle classifications aren’t kept current. A review of your automobile classification codes could reduce premiums by up to 35%. In our new article, we break down the most common misclassifications and share real examples where our clients’ premiums were lowered by 14%. See where savings may be hiding in your fleet: https://usi.info/4ng1jKE

With 23 billion‑dollar U.S. natural disasters last year and rising rebuild costs, homeowners face a growing risk: being underinsured when it matters most. Our new article breaks down the costliest perils — wildfires, severe convective storms, and flooding — and outlines practical steps you can take to reduce exposure, strengthen your home, and review coverage to avoid gaps: https://usi.info/4eny3z4

Small businesses have a wide range of responsibilities to employees — recruiting, benefits, compliance, risk, and more — but often not enough internal resources to manage it all. That’s where a professional employer organization (PEO) can help, bringing added structure, HR expertise, and access to more robust benefit options, so business owners can stay focused on growth.

Learn the key ways PEOs support HR administration, benefits, and risk management — and how USI can help you evaluate providers: https://usi.info/4do0Imz