Harbin Insurance

𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐜𝐨𝐦𝐦𝐨𝐧 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐦𝐲𝐭𝐡𝐬?

-Red cars cost more to insure and older cars don't need full coverage.
-Filing a claim always raises your insurance rates.
-Home insurance covers flood damage and once you're in an accident your rates will always go up.

Celebrate your special day and make it memorable! Have an amazing birthday!

Companies with smaller digital footprints still face big cyber risks. Ransomware, phishing schemes, and data breaches can disrupt operations and compromise sensitive customer information. Cyber Liability Insurance helps safeguard your business by providing comprehensive financial protection against the rising tide of cybercrime.

✨ 𝐇𝐞𝐚𝐝𝐞𝐝 𝐎𝐮𝐭 𝐨𝐧 𝐕𝐚𝐜𝐚𝐭𝐢𝐨𝐧? 𝐃𝐨𝐧'𝐭 𝐅𝐨𝐫𝐠𝐞𝐭 𝐇𝐨𝐦𝐞 𝐒𝐚𝐟𝐞𝐭𝐲! ✨

Before you head out, take a few simple steps to protect your home from fires, theft, or water damage. A little prep goes a long way!

✔️ Unplug small appliances and electronics
✔️ Pause your mail and newspaper delivery
✔️ Make sure all windows and doors are locked
✔️ Arrange for your lawn to be mowed or snow to be cleared
✔️ Ask a trusted neighbor to keep an eye on your home
✔️ Bring inside any spare keys hidden outdoors
✔️ Set timers for indoor lights
✔️ Consider turning off your home’s water supply
✔️ Save trip photos for after you return—avoid posting in real time
𝑆𝑡𝑎𝑦 𝑠𝑎𝑓𝑒 𝑎𝑛𝑑 𝑒𝑛𝑗𝑜𝑦 𝑦𝑜𝑢𝑟 𝑡𝑖𝑚𝑒 𝑎𝑤𝑎𝑦!

Wishing you a joyful and unforgettable birthday filled with laughter, love, and happiness. Enjoy your special day to the fullest!

𝘿𝙞𝙙 𝙮𝙤𝙪 𝙠𝙣𝙤𝙬...
The value your horse is insured for isn’t just about the original purchase price.

For a new horse, it usually starts with the the amount of investment at the time of purchase. But for horses you’ve had a while, things get more interesting — factors like training time expenses and competition success all play a role as well.
It’s a way insurance tries to match the real value you’ve built over time.

𝑀𝑎𝑘𝑒𝑠 𝑦𝑜𝑢 𝑡ℎ𝑖𝑛𝑘 𝑎𝑏𝑜𝑢𝑡 𝑤ℎ𝑎𝑡 𝑦𝑜𝑢𝑟 ℎ𝑜𝑟𝑠𝑒 𝑖𝑠 𝑡𝑟𝑢𝑙𝑦 𝑤𝑜𝑟𝑡ℎ, 𝑑𝑜𝑒𝑠𝑛’𝑡 𝑖𝑡?

𝘿𝙞𝙙 𝙮𝙤𝙪 𝙠𝙣𝙤𝙬?
Directors and Officers (D&O) Insurance helps protect your board members and officers if they’re sued for decisions made while doing their jobs. It’s essential for nonprofits, private companies, and even schools. Harbin works with a wide range of insurance carrier for this type of coverage. Let us help you find the option that best fits your needs.

𝑆𝑡𝑟𝑜𝑛𝑔 𝑙𝑒𝑎𝑑𝑒𝑟𝑠ℎ𝑖𝑝 𝑑𝑒𝑠𝑒𝑟𝑣𝑒𝑠 𝑠𝑡𝑟𝑜𝑛𝑔 𝑝𝑟𝑜𝑡𝑒𝑐𝑡𝑖𝑜𝑛.