Metro Insurance Services

Our Ransomware Response Guide is now available! This guide covers various ransomware types, attack vectors, targeted industries, and comprehensive prevention and response strategies.

Get our Comprehensive Ransomware Response Guide This guide covers various ransomware types, attack vectors, targeted industries, and comprehensive prevention and response strategies.

You got the perfect venue and booked your artists. Now you just need the right insurance. The venue says they already carry liquor liability insurance - but should you add this coverage to your policy as well?

Liquor Liability Coverage: Essential for Your Next Hip Hop Special Event? Liquor liability coverage plays a pivotal role in the world of event planning, venue management, and businesses that serve or sell alcohol.

Updating your employee handbook regularly is like getting a vaccine shot for your company - it helps protect you from legal risks and liabilities. Don't wait until it's too late to review those outdated policies, or you might be coughing up some costly fines and attorney fees!

5 Employment Policies to Review in 2023 5 Employment Policies to Review in 2023 In 2023 Tags -management Published 3/9/2023 Employee handbooks are important tools for establishing employee expectations, addressing workplace issues and defending against potential lawsuits. Failing to update employee handbooks regularly can make em...

Effective January 1 of this year are important laws regarding minimum wage, tipped employees, exceptions, penalties and more. Take a minute and familiarize yourself with the basics of these laws and changes. https://metroinsurance.com/blog/2023-california-minimum-wage-laws

Owning vacant property can be a hassle and is full of exposures and challenges. Here are some tips to keeping your property secured and getting the cheapest insurance quotes available to you. Metro Insurance has great programs for your vacant commercial properties. https://metroinsurance.com/blog/protecting-vacant-real-estate-property

We found this simple, little list surprisingly helpful. Have you done something thoughtful for your employees recently? With the new "Quietly Quitting" trend on social media, now is the perfect time to show your workforce how much they are appreciated. http://ow.ly/F2vt50L7nM2

Check out our absolutely MASSIVE guide for California business owners. From employer laws and regulations (like minimum wage and overtime laws) to creating your first Employee Handbook (using our lawyer-reviewed template) and so much more. Don't waste time Googling through ads, all the answers are right here at your fingertips: http://metroinsurance.com/blog/a-business-owners-guide-to-california

A good broker brings your cheap quotes for the policies you ask about. You'll hear from them every year when your policy comes up for renewal. If a special need arises or a hard-to-place risk comes up, they'll tell you they don't specialize in that kind of insurance. A GREAT broker takes the time to get to know your business so they match you with the right solutions to keep your business protected, your employees healthy and happy, and educate you on how to best protect your investments. We write with nearly every carrier, and we specialize in almost every kind of business you can have in California.

If you have 5 minutes to spare today, contact us now and we'll walk you through what you've been missing out on. We're a family-owned, California-raised team of professionals who love what we do - and we want to meet you! Contact us now!

Here's our Guide to determining which federal mandates you should be following. Bookmark it, and stop wondering if your business applies to FMLA, FLSA, IRCA, ERISA, and all the other fun acronyms. http://ow.ly/RP7K50JhaFm

With OSHA's new mandates, does your CA business have to pay for the covid tests? Give your employees paid time off to get tested? Keep records of positive and negative tests? Find out with our latest article http://metroinsurance.com/blog/employer-challenges-of-paying-for-covid-19-testing

Businesses with 100 employees are more and subject to these important changes which will require major changes to how you run your business. That said, OSHA is actively working on guidelines that affect small businesses, so you should know the changes that are coming down the food chain! http://ow.ly/R46950GKX8s

CalOSHA Passed important changes in the new Senate Bill (SB 606) and just recently Metro had a business that was sued for negligence to protect their employees from injury/illness in the pandemic. It's worth your time to read this Metro news brief!
http://ow.ly/Jsdt50Gqlq0