Alan Farley Insurance Agent

That cozy cabin, or condo at the slopes — any vacant vacation or seasonal home — has special insurance considerations. Call me to find out more.

Veterans Day honors all who have served. November 11 is your day, and we thank you for your service.

You’re *three times* more likely to be in a car crash if you are tired. Fact

Get up an hour earlier, or go to bed an hour later? The end of daylight saving time is Nov. 6 at 2 a.m. Unless you live in Arizona or Hawaii, remember to set your clock back one hour. Why? Good question. Learn a few facts (and, no, it has nothing to do with farmers). farme.rs/daylightsaving

Happy Halloween, everybody! Here’s an important question: Costume or candy — which is the most important?

Grumpy cats! Zoomie cats! Fat cats! Cats in shark costumes! The best thing the internet ever gave us? Cat memes. What’s your favorite? And happy National Cat Day.

You’re excited. You’re scared. And, truth time, maybe you don’t know what “replacement value” means? Buying a new home is BIG and making sure you have the homeowners insurance that is right for you can feel daunting. I’m happy to answer your questions.

The average U.S. household has 22 connected devices today — more than double the average in 2019. It’s important to check your cords regularly for fraying, insulation breaks or a loose connection. Try not to use extension cords. And never force a plug into an outlet.

It’s National Teen Driver Safety week, so if your teen gives you nothing but [eyeball roll emoji] when you talk about safe driving, consider this: it’s not what you say, it’s what you do. Put the phone down and keep your eyes on the road when you’re driving.

Rocks and gravel can turn into flying, window-damaging missiles in high winds. Consider using mulch in your yard instead. farme.rs/Tornado

Life can be complicated. Understanding what your condo insurance does or doesn’t provide coverage for shouldn’t be. Let’s talk about your policy options.

Wet roads. Slippery leaves. Ice! And it’s getting dark earlier. Give yourself extra room to stop, stay a safe distance from the car in front of you and make sure your tires and brakes are in good shape.