Kevo Realtors

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Tulsa First-Time Homebuyers: BIG News! 🏡✨

The First Home Program is helping buyers in Tulsa County with down payment + closing cost assistance — and yes, it’s forgivable!

Here’s the breakdown:

✅ 30-year fixed mortgage (FHA, USDA, or VA only)
✅ Up to 3.5% in forgivable assistance (max $17,882)
— 0% interest
— Forgiven after 5 years
— Can be used for down payment & closing costs

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Who Qualifies?

✔️ Must be a first-time buyer (unless purchasing in a Targeted Area)
✔️ Must live in the home within 60 days & use it as your primary residence
✔️ 620+ credit score
✔️ Must complete HUD-approved homebuyer education

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Income Limits (Tulsa County)

Non-Targeted Areas:
• 1–2 people: $97,877
• 3+ people: $112,559

Targeted Areas:
• 1–2 people: $108,360
• 3+ people: $126,420

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Maximum Home Price

• Non-Targeted: $544,232
• Targeted: $665,173

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Targeted Areas = BIG Advantages

If you buy in a Targeted Area, you:
• Do NOT have to be a first-time buyer
• Get higher income limits & higher price limits

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Eligible Homes

🏡 New or existing
🏡 Single-family, condos, townhomes

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If you’re thinking about buying in the 918 metro, this program could save you thousands.
Drop “INFO” and I’ll check if you qualify + match you with a participating lender. 💬✨

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