Jose Guzman Jr.

I’m excited to join Financial Group, Inc.!
Summit has been helping people and businesses for over 35 years with solutions like risk management, employee benefits, insurance, retirement plans, wealth management, and Medicare.

Looking forward to learning and growing with the team!
Learn more at yoursummit.com.

Here’s what you should know about the hidden economic value of unpaid work.

Life Insurance Should Value Stay-at-Home Parents' U... | Due Stay informed about life insurance should value stay-at-home parents' unpaid labor. Breaking financial news and analysis from Due.

Even Americans who are covered by health insurance can emerge from medical emergencies with long-lasting financial scars, sometimes leading to bankruptcy.

Medical emergencies can lead to debt and bankruptcy — even for insured Americans Being hospitalized for an injury, such as a car accident, increases your risk of carrying medical debt and needing to file for bankruptcy, a new study finds.

There are strategies for obtaining the lowest possible mortgage rates, such as buying down your rate. Learn how to get the lowest rates in the 2026 market.

8 tips for getting the lowest mortgage rates

Running a small business means wearing a lot of hats, but National Employee Appreciation Day is a perfect reminder that you don't do it alone. Your employees show up and keep things moving every single day. Take a moment today to say thank you. If you're thinking about ways to invest in your people for the long haul, let's connect.

Why understanding the rules, planning ahead and keeping good records can help reduce both your tax burden and headaches.

The Small Business Guide To Tax Season Why understanding the rules, planning ahead and keeping good records can reduce both your tax burden and headaches.

People aged 70½ or older now have a way to support the causes they love while also creating a reliable stream of lifetime income, thanks to recent law changes that allow a once-in-a-lifetime transfer directly from an IRA to fund a charitable gift annuity or charitable remainder trust. When structured correctly, this transfer can be excluded from taxable income, and for those 73 or older, it may even count toward required minimum distributions. Read more about this strategy and then let’s explore whether this fits into your retirement or giving plans.

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Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.

Why Your Home Insurance Might Not Protect You If Someone Else Lives There

Millennials are shifting toward new paths in business ownership, exploring opportunities that offer independence and leadership. Learn more about this trend.

Forget the Startup Grind — Millennials Are Taking a Shortcut to Business Ownership Buying an existing business and stepping into its leadership has become a popular way to get a foot in the door to ownership.

Retirees have many decisions to make, but there’s another form of preparation that many of us don’t consider — protecting yourself from financial abuse. Here’s some things to consider.

My friend's child stole money and incurred debt in her name. Now I'm unsure whether it's safe to give my kids my SSN How to find the balance between trusting your kids and protecting your money.

Dating dealbreakers abound when it comes to finances, finds a new NerdWallet survey.

Survey: 17% of Americans Say Credit Card Debt is a Dating Dealbreaker - NerdWallet