Rubin Group

Happy New Year!! 🥳. The loan limits for 2026 have increased!! This means if you are a first time home buyer on a Conventional loan you can purchase a $858k home and put as little as 3% down OR on a FHA loan purchase a $560k home and put as little as 3.5% down!! 🤓🙀. The increase opens up more opportunity for more buyers 😎

Thank you for the nice review, Christy ☺️! We love reviews like this because it shows our wide range of expertise... from self employed, to Jumbo, to down payment assistance.. Whatever your need, we have an experienced team ready to help!! 📲 Who do you 🫵 know looking to buy or refinance? Please get us in touch 🙏🙌

The Rubin Group has donated a gift basket to the to help raise money for Alzheimer's research! The link to donate can be found in the comment section below if you are inclined to help and looking for a great cause! Thanks you as always!

Effective immediately at .mortgage the conforming loan limit has increased from $766,550 to $803,500. This means any LOAN amount NOW over $803,500 is considered a Jumbo loan. This means you can get up to a purchase price of $845,000 put 5% down and still have it be considered a conforming loan. Once a loan is considered a jumbo loan, the down payment requirements change as well as the underwriting guidelines! Reach out to take advantage NOW (don't need to wait until 2025).

The was honored to help 9 families this month!! With rates on the decline but still not low enough for the market to be crazy, it is a great time to buy and beat the rush and bidding wars! Please reach out if you have any questions! We are here to serve! 🙌

Just a few more of the many programs we offer here .mortgage! Want to take away the contingency (and the pain of the contingency) away on your new home purchase? Need a hard money loan for your fix and flip? Physical loan? We have it all! Please don't hesitate to 📲

Just SOME of the Down Payment Assistance options we have here .mortgage! We have a wide variety of different programs, giving you many different options that suit YOUR needs! We are enjoying living that

The Rubin Group is celebrating an amazing July by utilizing many different loan programs. Just this month we did a Jumbo loan, a bank statement loan, a HELOC, a VA loan, a loan on a Manufactured home, Conventional loan and a FHA loan 🤯. Not to mention getting final loan approval early on almost all of them thanks to my amazing team .mortgage ! No matter your need, we have you covered! Thank you for your continued support 🤩🙌

Change is coming!

Consumer Advisory: Buyers - A Licensee May Require a Contract Before Touring a Home Beginning in August; Read It and Understand It

https://azre.gov/consumer-advisory-buyer-broker-agreements

What credit score do I need to buy a house? Your credit history and credit scores are important factors that lenders evaluate when you apply for a mortgage. But these details aren’t the only ones that matter on a loan application.