Jason D Carter NBP

Privacy Policy
Carter Benefits Group respects your privacy. We collect and use your information only to provide insurance services, respond to inquiries, and communicate with you about your coverage.

We do not sell or share your personal information with third parties for marketing purposes. Information may be shared only as required to service your policy or as permitted by law.

Text messages and calls may be used to assist with your account. Message and data rates may apply. You may opt out of communications at any time.

For questions about our privacy practices, please contact us at 248-347-0700

As we approach the new year, we want to express our sincere appreciation for the trust you've placed in us to assist with your health insurance needs.

We're honored to have clients like you and look forward to continuing our partnership.

Here's to a happy, healthy, and prosperous new year.

Carter Benefits Group
248.362.4050

HAP is Michigan's home for health insurance. We've been here for 65 years and can't wait to serve members for the next 65. 🧡

🩺 Health Insurance Update 🩺

⚠️ Important Update for Middle-Income Families: If your household earns over 400% of the Federal Poverty Level, the expanded tax credits that have helped lower your premiums are set to expire on December 31 — unless Congress acts to extend them. That means 2026 could bring higher costs if no action is taken.

🗓️ What You Can Do Now:

Stay informed on legislative updates this fall

Review your coverage options during open enrollment

Be proactive — don’t wait for surprises

💡 We’ve Got Your Back: Our team is already reviewing every available plan to help you find the most affordable and comprehensive coverage for your needs. Let’s make sure you’re protected, no matter what Congress decides.

📞 Call us today to schedule your personalized review: 248-362-4050

Send a message to learn more

What is Open Enrollment?
Read this article to learn about health insurance enrollment dates.

What is Open Enrollment? Open enrollment is a time each year, typically in the fall, when health plans allow members to enroll in a new plan or to make changes in their coverage for the upcoming year. This is the main time to sign up for health insurance.

https://www.bcbsm.mibluedaily.com/stories/prevention/the-danger-of-heat-exhaustion-and-heat-stroke?utm_source=eap-mibd&utm_medium=ea-program&utm_campaign=physical-health&utm_id=health-prevention

The Danger of Heat Exhaustion and Heat Stroke If left untreated, these heat illnesses can become life-threatening. Learn more about these related conditions, how to avoid them and how to treat them.

📣 Important Medicare Update for 2026!

Recent reports confirm what many have already been sensing: Blue Cross Blue Shield of Michigan posted a loss in 2024 due to rising healthcare costs—which may impact plan pricing and coverage options in 2026.

That’s why this isn’t the year to simply stick with your current plan just because you’ve been happy with it so far. As plan structures and premiums potentially shift, now is the time to review and plan ahead.

✅ Our expert team is here to help you:

Understand key changes coming in 2026 📝

Compare alternative Medicare plans tailored to your healthcare needs

Build confidence in your selection before the enrollment rush

👉 Secure your Medicare Review consultation today! Booking early means a smoother, more personalized experience—and peace of mind heading into the busy season.

Let’s make sure you’re in the right plan for your needs.

📅 Book your appointment now
📞 Call us at 248.362.4050 and
Ask for Jason or Candy

We’re here to support you every step of the way.

Blue Cross Blue Shield of Michigan posts 2024 operating loss amid rising medical claims Insurer cites "significantly higher medical utilization with an expensive health care system, along with skyrocketing prescription costs."

🎉 Celebrating 11 Years of Trusted Service! 🎉

Jason Carter has been proudly serving on the Health Insurance Marketplace for over a decade—11 years of helping individuals and families navigate their health coverage options with care and confidence.

📞 (734) 231-4030 📧 [email protected]

💼 Licensed in 20 states across the country, including: Arizona • Delaware • Florida • Georgia • Indiana • Kansas • Louisiana • Maryland • Michigan • Missouri • Mississippi • North Carolina • Ohio • South Carolina • Tennessee • Texas • Virginia • Wisconsin

Whether you're enrolling for the first time or reviewing your options, Jason’s experience and dedication make health insurance simple and accessible.

🛡️ Your coverage. Your peace of mind. Reach out today to make sure your plan fits your life!

Send a message to learn more

https://www.bcbsm.mibluedaily.com/stories/affordabilitycontent/health-habits-to-lower-your-health-care-costs?utm_source=eap-mbd+&utm_medium=ea-program&utm_campaign=affordability&utm_id=insurance

Health Habits to Lower Your Health Care Costs Health care can be expensive. Did you know there are many ways you can save money and manage your long-term health?

Unexpected hospital stay?
Even with health insurance, out-of-pocket costs can pile up.
That’s where Hospital Indemnity Insurance steps in—helping to cover expenses your regular plan might not.
📌 Financial support when you need it most
📌 Peace of mind so you can focus on recovery
📌 Simple, affordable add-on coverage
Let’s talk about how it can work for you.
📲 248-362-4050

https://www.bcbsm.mibluedaily.com/stories/podcast/how-to-know-when-stress-becomes-chronic?utm_source=podcast-eap-mbd%20&utm_medium=ea-program&utm_campaign=behavioral-health&utm_id=behavioral-health

How to Know When Stress Becomes Chronic Chronic stress is on the rise. Recent statistics shared by the American Psychological Association show more than a quarter of U.S. adults have said that at times they feel so much stress, it’s difficult to function normally in their everyday lives.