Freedom Financial Team

Keep up to date with these recent Market Insights for November.

Market Insights - November 13, 2024 CPI Inches Up in October. The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.2% on a seasonally adjusted basis in October, the same increase as in each of the previous 3 months, the U.S. Bureau of Labor Statistics reported. Over the last 12 months, the all items index increased 2.6...

Happy Veteran's Day from Freedom Financial Team. Thank you to all Members of Service for everything you do for our country and our freedom!

October is National Financial Planning Month, an important time for individuals and families to focus on their financial well-being. As the year winds down, it's a perfect opportunity to review your finances, create goals for the upcoming year, and ensure that you're on the right track to achieve financial stability.

October is National Financial Planning Month October is National Financial Planning Month, an important time for individuals and families to focus on their financial well-being. As the year winds down, it's a perfect opportunity to review your finances, create goals for the upcoming year, and ensure that you're on the right track to achieve fi...

Global Market Commentary: A Strong September

Global Market Commentary A Strong September In a surprising turn, U.S. and global stock markets recorded strong performance in September, with the four major U.S. equity indices advancing. Both the DJIA and the S&P 500 reached multiple record highs, defying September's reputation as a traditionally weak month for stocks. Remarkably, this mark...

We moved... across the parking lot! We can't wait to have you check out our new personalized space when you come in for your next meeting. Find us at on the second floor of the Molina Health Building:

880 West Long Lake, Suite 225
Troy, MI 48098

Recently, the Fed decided to cut rates by 50 basis points (0.50%), a significant move that signals a shift in monetary policy. Understanding the short-term (3 months) and medium-term (12 months) implications of this cut can help investors make informed decisions.

Fed Rate Cut: Short & Medium-Term Implications The Federal Reserve plays a pivotal role in the U.S. economy, and one of its most influential tools is the adjustment of interest rates. When the Fed cuts interest rates, it can have wide-reaching effects across the economy, including for consumers, stock market investors, and bond market investors....

Never Forget.

Understanding the nuances of Fed policy, along with recognizing the myriad other factors that influence investment outcomes, is critical for all long-term investors.

Perils of Timing Investments Based on Fed Moves As the Federal Reserve’s September FOMC (Federal Open Market Committee) meeting approaches, speculation abounds regarding by how much – not whether – the Fed will cut interest rates. For many investors, this question is of paramount importance, as Fed policy can significantly impact financial ...

On Monday, August 6th, global financial markets were shaken, and for many retirees, the sudden drop in the S&P 500 by 3% was a stark reminder of the volatility that can come with investing. Markets across the world felt the ripple effects, and for some, it was more than just a blip on the screen – it was a genuine source of worry. Whether this market turbulence caused your blood pressure to spike or you managed to stay calm, it's important to recognize that almost no one is immune to financial stress all the time. This stress can arise not just from economic news but also from personal events like job loss, natural disasters, and other unexpected life changes.

Where You Can Turn in Times of Financial Stress On Monday, August 6th, global financial markets were shaken, and for many retirees, the sudden drop in the S&P 500 by 3% was a stark reminder of the volatility that can come with investing. Markets across the world felt the ripple effects, and for some, it was more than just a blip on the screen –...

Retirement is supposed to be a time of relaxation and enjoyment, but for many, it can also bring its share of financial stress. However, it’s essential to recognize that financial stress and financial problems are not the same. Understanding the difference can help you address the root causes of your anxiety and bring more peace to your retirement years.

Tips to Help Bring More Peace to Your Retirement Retirement is supposed to be a time of relaxation and enjoyment, but for many, it can also bring its share of financial stress. However, it’s essential to recognize that financial stress and financial problems are not the same. Understanding the difference can help you address the root causes of y...

Check out the most recent Market Insights!

Market Insights - August 2, 2024 Equities Struggle & Small-Caps Plummet The four major U.S. equity indexes were volatile again this week, as smaller-caps once again led the way – but this week small caps led the way as the “worst” performer of the four major U.S. equity indices, dropping almost 7% on the week. The mega-cap DJ...