Torrington Insurance Agency Inc

How to Help Prevent Water Damage

How to Help Prevent Water Damage Knowing the causes of home water damage and signs of a problem can help prevent longterm problems. Learn how to prevent water damage with Travelers.

How Water Sensors Can Help Prevent Costly Water Damage

Water sensors are a great idea to alert you to issues you may not se right away. Many insurance companies offer a credit for having one, too.

How Water Sensors Can Help Prevent Costly Water Damage Water sensors can help prevent costly water damage. Learn how water sensors work and where to place them in your home with tips from Travelers.

Preparing for a Hurricane or Other Tropical Storm | Hurricanes

Be sure to secure your home as best you can prior to the storm. Use the attached information from the CDC regarding how to prepare for a storm.
If you haven't already taken an inventory of your home , inside and out, now is a good time to do so. Use your cell phone to video each room and around the exterior of your home.
Don't forget your garage and basement , too. Hopefully the storm will lessen but if you do sustain a loss our companies recommend calling then directly to report the loss. Take a picture of your policy coverage page and their claims phone number provided in the policy.
Stay safe and be well.

Preparing for a Hurricane or Other Tropical Storm | Hurricanes Hurricane season starts on May 15 in the north Pacific and June 1 in the Atlantic and the Caribbean. Before hurricane season each year, make sure you are prepared. Learn the basics about making a hurricane plan, buying supplies, evacuating, and getting your home ready. Provided by the Centers for Di...

Check out our newly designed website! Thanks so much to I.O. Digital Marketing for the upgrade! Here is a before and after shot. Check out the new website for yourself here: https://torringtoninsuranceagency.com

Due to the Coronavirus situation we are asking our clients call the office rather than coming in person. Our phone number is 860-482-2916.
We thank your your consideration

Inspecting Your Roof to Get Ahead of Problems

Stay ahead of any possible problems that may pop up on your roof by inspecting it regularly: https://goo.gl/To6Cfi

Inspecting Your Roof to Get Ahead of Problems This roofing inspection checklist will help you spot problems before they become costly repairs. Learn how to do a DIY roof inspection at HouseLogic.

Securing your home against burglary | III

Hope everyone is enjoying the nice weather. Here is a post about keeping your home safe when you are not home.

Securing your home against burglary | III Burglars won't find your home an easy target if it's well lit and features security measures that slow them down. Don't let your home be an easy mark for theft and vandalism. Protect yourself and your belongings—and save on insurance premiums—by employing commonsense safety precautions.

IPhone IOS 11 - new I am driving feature - (reposted article)

Each day in the United States, approximately 9 people are killed and more than 1,000 injured in crashes that are reported to involve distracted driving. Driving this week on the New York State Thruway I saw so many people swerving of all ages and saw they were texting on their phone. It is hard and I know that you get that ping and the anxiety kicks in of what if it is important. Your mind says I can handle it now while I am doing nothing on this road but you are doing something you are driving. I have to confess I also suffer from what I will call the “ping syndrome” My phone pings and I think is it important and then suddenly I am breaking the law and what example am I showing my kids. I read about Apples new feature Do Not Disturb while Driving and put it on my iPhone. Here is what it is and how it works and honestly the car rides now are really enjoyable with no more ping stress. I would suggest everyone put this on your iPhone today and help make our roads that much safer. My phone is now smart enough to know I am driving and will send a text message back to the person saying I am driving if this is important please call me or I will return your text when I stop driving. It is really a nice feature. What I have learned from adding this feature is most things honestly can wait and if it is important enough because my car is Bluetooth capable my phone will allow a phone call to come through. This new feature on the Iphone will save lives and we all need to find a way to stop “ping syndrome” Do you have it?

Merry Christmas from all of us at Torrington Insurance Agency.

"Gratitude can transform common days into thanksgivings, turn routine jobs into joy, and change ordinary opportunities into blessings" - William Arthur Ward

We thank you for the opportunity to work with you throughout the year - sending you and those dear to you warm wishes for a wonderfully Happy Thanksgiving!

The National Fire Protection Association (NFPA) reports that Thanksgiving is the peak day for cooking fires at home. Here are some kitchen safety tips:

1.If you have to leave the kitchen, even for a short period, turn off the stove. Vegetables will still continue cooking.

2.Use a timer if you have something in the oven, or are boiling or simmering something on the stove.

3.Keep children away from the cooking area and establish a “no kids zone” of at least 3 feet around the stove.

4.Keep anything that can catch on fire away from the stove – that includes wooden spoons, paper and plastic bags, food packaging, towels, curtains and oven mitts.

5.Clean up spilled food and splattered grease from your stovetop.

6.Make sure you have a smoke alarm installed with working batteries.

7.Have a small fire extinguisher handy – just in case.

Find out more from the NFPA.

Daylight Saving Time Is Even Weirder Than You Think

The clocks fall back an hour on Sunday, Nov. 5, meaning everyone gets a much-needed extra 60 minutes of sleep when 2 a.m. becomes 1 a.m. https://goo.gl/FJhQZY

Daylight Saving Time Is Even Weirder Than You Think As the clocks fall back in the U.S., ponder the odd history of this biannual time warp.

goo.gl

Download this image by hovering your mouse over the "Tip" and click download image. https://goo.gl/6FqHCZ

goo.gl

How to Drive Safely in Fog

Fog is one of the scariest things to drive in, especially if you're not used to it after a long summer. Refresh your memory with this guide on how to drive safely in fog. https://goo.gl/yy3W5F

How to Drive Safely in Fog Fog is one of the scariest things to drive in, especially if you're unfamiliar with it. It is a dense "cloud bank" that rests on the groundhttp://en.wikipedia.org/wiki/Fog. Here is how to drive safely in fog. Be aware of local weather...

Hardwired vs. Battery Smoke Alarms - Which to Choose? - Paul Davis Canada

Hardwired vs. Battery Smoke Alarms - Which to Choose? - Paul Davis Canada You might want to know the answer to this question because the safety and welfare of your family can be impacted by how you decide. Battery-source smoke detectors are in widespread use today because they are generally less expensive to buy and less expensive to install, since they don’t require elec...

goo.gl

Did you know that 60% of Americans are wholly unprepared for a disaster of any kind? Take action and prepare by participating in Ready.gov's National Preparedness Month. https://goo.gl/QUxzHp

goo.gl Get involved in your community by taking action. Learn more about FEMA’s citizen responder oriented programming to help you and your community become more prepared today.

Insurance Industry Opens Hurricane Harvey Disaster Relief Fund

http://www.insurancejournal.com/news/national/2017/08/30/462754.htm

Insurance Industry Opens Hurricane Harvey Disaster Relief Fund The nonprofit Insurance Industry Charitable Foundation (IICF) has established the IICF Hurricane Harvey Disaster Relief Fund to assist victims affected by

Why You Need an Umbrella Policy

Why You Need an Umbrella Policy We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1-million personal-liability umbrella policy. Why would we need this much coverage?

Personal Watercraft, Safety, And You | Discover Boating

Personal Watercraft, Safety, And You | Discover Boating All safety equipment and operation laws that apply to boat under 16 feet also apply to a PWC. So before you launch, here are a few things you’ll need to know to have a safe and hassle-free day on the water.

Honoring the Stars and Stripes: Memorial Day Flag Protocol

Honoring the Stars and Stripes: Memorial Day Flag Protocol As we approach Memorial Day this coming weekend, it's a good time to brush-up on our flag protocol. With thoughts of a fun-in-the-sun three-day weekend ahead, we sometimes forget the roots of Memorial Day.

A swimming pool can cause many hours of enjoyment in the Spring & Summer months.
But, drowning can happen in the blink of an eye, and often occurs when you are NOT outside.

Here are some safety tips to pass along to increase the degree of safety this year:

1.The pool area should be fenced & locked.
2.If the pool is above-ground, lock the gates & steps leading into the pool.
3.Use a pool alarm if there are small children in the home or neighborhood.
4.If someone is missing, always look in the pool first.
5.Don't leave inflatable or other devices floating in the pool. This can be an attraction for small children.

Pool safety should be the responsibility of all household members.

Some tips may seem to be common knowledge, but the number of drownings that occur each year proves that they are worth repeating!!

May is Motorcycle Awareness Month.

Scam Alerts | Consumer Information

5 MORE WAYS TO PROTECT YOURSELF FROM FRAUD:

Talk to someone. Before you give up your money or personal information, talk to someone you trust. Con artists want you to make decisions in a hurry. They might even threaten you. Slow down, check out the story, do an online search, consult an expert — or just tell a friend.

Hang up on robocalls. If you answer the phone and hear a recorded sales pitch, hang up and report it to the FTC. These calls are illegal, and often the products are bogus.

Be skeptical about free trial offers. Some companies use free trials to sign you up for products and bill you every month until you cancel. Before you agree to a free trial, research the company and read the cancellation policy. And always review your monthly statements for charges you don’t recognize.

Don’t deposit a check and wire money back. By law, banks must make funds from deposited checks available within days, but uncovering a fake check can take weeks. If a check you deposit turns out to be a fake, you’re responsible for repaying the bank.

Sign up for free scam alerts from the FTC at ftc.gov/scams. Get the latest tips and advice about scams sent right to your inbox.

Visit www.ftc.gov for more information.

Scam Alerts | Consumer Information Crooks use clever schemes to defraud millions of people every year. They often combine sophisticated technology with age-old tricks to get people to send money or give out personal information. They add new twists to old schemes and pressure people to make important decisions on the spot. One thing…

April showers bring May flowers.... and occassionaly water in the basement. Just a reminder that surface water and flooding is excluded on all homeowners policies. We offer flood insurance at Torrington Insurance Agency. The National Flood Insurance Plan is in the process of revising the flood maps. Some homeowners find their homes are now in a flood zone elevation. If your mortgage company contacts you about the need for flood insurance give us a call! 860-482-2916

Timeline photos

Has your commute changed? Have you remodeled a room in your home? Added an addition or a deck? Maybe a memeber of the household received jewelry valued at more than $1000. Let your agent know! It's important to update coverage when changes occur.
If we aren't your agent, call us for a quote! We write auto, home, umbrella and business Insurance. 860-482-2916

Timeline photos

How to save on homeowners insurance

How to save on homeowners insurance And more of the week's best financial advice

Sign - Front Street Sign