Enduring Wealth Advisors

🥈 Ralph’s Silver Medal Book Review 🥈
1929: Inside the Greatest Crash in Wall Street History – And How It Shattered a Nation by Andrew Ross Sorkin

A fast-paced, story-driven look at the excesses of the Roaring Twenties and the leverage-fueled collapse that followed. Ralph highlights how weak oversight and widespread speculation shaped the crash and why those lessons still matter today.

📚 Read the full review on our website: [insert link]

The goal in retirement isn’t just having enough.

It’s knowing you’re okay.

Knowing what you can spend.
Knowing how your investments are working.
Knowing someone is watching the path ahead.

Clarity creates confidence.
Learn more about how we help bring clarity to retirement: https://enduringwealth.com/contact-us/

Fourteen years ago today—June 5, 2012—we were granted the U.S. trademark for Enduring Wealth Advisors®.

But the idea didn’t start there.

It started on a run in Temecula in 2006. Ralph had been searching for a name that would actually mean "something built to last". During that run, Enduring Wealth℠ came to mind.

A quick search that same day led to Proverbs 8:18: “With me are riches and honor, enduring wealth and prosperity. (NIV)”

That was enough.

The years that followed tested the name. We worked through the Great Recession, refined how we serve clients, and ultimately made the name even more official with the trademark in 2012.

Fourteen years later, the principle still holds:

Enduring wealth isn’t about what’s working today.
It’s about a legacy that lasts.

Record highs in the market don’t always translate to confidence at home. According to the Wall Street Journal, many Americans feel worse about the economy even as portfolios rise.

That gap isn’t typical and it raises important questions about where things are headed next. Read the full article below to learn why.⬇️

The Stock Market Has Never Been So Good When People Have Felt So Bad Stocks are partying like it’s 1999, but Americans haven’t been this gloomy in 70 years.

Education planning works best when it’s thoughtful, not rushed or one‑dimensional. A 529 plan isn’t just a “college account” anymore, and the details matter more than most people realize.

A few things families should keep in mind:
👉529 plans can now be used for more than four‑year college, including trade and vocational programs, licensing exams, certain K–12 expenses, and in some cases Roth IRA rollovers if education costs don’t use all the funds
👉The biggest planning questions aren’t whether to save, but how much to save, who should own the account, and how it fits with taxes, financial aid, and retirement goals
👉For high earners and grandparents, 529 funding decisions can affect cash flow, gifting strategy, and long‑term flexibility—sometimes in ways that aren’t obvious up front

Used well, a 529 plan isn’t about predicting a child’s future. It’s about preserving options while keeping your own financial independence on track. 529 Day is a good reminder to step back and make sure your education‑funding strategy still fits the rest of your plan.

#529

May 28 is National Senior Health & Fitness Day — a good reminder that physical and financial fitness have more in common than you might think.

Everyone’s body changes over time. That’s not a reason to give up on fitness — it’s a reason to build it intentionally. The same is true for your finances.

Three steps to lasting physical fitness:
1️⃣ Frequency first — move often, even if briefly
2️⃣Duration second — gradually add time to your movement
3️⃣Intensity last — then challenge yourself with harder movements

Financial independence isn’t just for the healthy years. It matters most when health declines — when care costs rise, when you can no longer work, when choices narrow. That’s exactly when having a solid financial foundation protects your options and your dignity.

At Enduring Wealth Advisors®, we help clients build financial plans that hold up through every phase of life — not just the active ones.

Taxes may be filed, but good planning doesn’t stop on April 15.

This Wall Street Journal article outlines several tax changes and planning considerations for 2026—from deductions and charitable giving to withholding adjustments and education savings.

These are the kinds of details that often matter most after tax season, when there’s time to be proactive instead of reactive.

If you’re retired, close to retirement, or managing a growing income, this is a helpful overview of what’s worth paying attention to next.👇

Now That You’re Done With Your Taxes, Here’s What to Know for 2026 Act soon to maximize benefits or minimize hits from last year’s tax changes, especially for charitable deductions, 529 accounts and withholding.

Today, we pause to remember the men and women who gave their lives in service to our country. Their sacrifice makes our freedoms possible, and we honor them with gratitude and respect.

Our office and the financial markets are closed in observance of Memorial Day. We'll return to our normal business hours tomorrow.

At Enduring Wealth℠, our CERTIFIED FINANCIAL PLANNER® professionals take a truly holistic approach to financial planning. We look beyond the numbers to understand your life’s milestones, transitions, and goals—because every plan should be built with you, not just for you.

Planning isn’t static, and neither is life. That’s why we focus on clarity, flexibility, and working together with you over time, helping you navigate each step with confidence.
Curious what that partnership could look like for you? Let’s start the conversation: https://enduringwealth.com/contact-us/

Travel demand is hitting record highs this Memorial Day, even with rising fuel costs. That tells me one thing: people are prioritizing experiences.

It’s a good reminder to be intentional with your spending. Know your priorities, make room for what matters, and stay aligned with your long-term plan.

Learn more below.👇 And if you're heading somewhere for Memorial Day Weekend, safe travels!

Memorial Day Travel Expected to Set Records Despite Higher Fuel Prices Americans are determined to keep their Memorial Day travel plans, even if they are paying more for fuel to get to their destinations.