Kevin Sargent Mortgage

🍀 Happy St. Patrick's Day 🍀

Considering a home purchase this year? FHA loans are great options for first-time homebuyers, those without large down payments, and those using gifts for down payments and closing costs. Read all about them here:

https://bit.ly/3Td9FFf

Take advantage of your well-deserved benefits! VA loans offer great options to eligible veterans and active-duty military personnel to purchase or refinance a home. Get more information here:

https://bit.ly/42WLezk

Fannie Mae now predicts mortgage rates dipping below 6% in 2024, anticipating a stronger housing market rebound than originally anticipated!

Mortgage rates will dip below 6% this year amid a stronger housing-market rebound, Fannie Mae says "The outlook for both short term rates and mortgage rates is now decidedly lower than what we had previously forecast."

Collaborating with a local loan officer and real estate agent offers benefits throughout the homebuying process. Make sure you go into the process with a certified pre-approval so you can put in a winning offer when you find your perfect home.

Getting pre-approved helps with the time it takes to close on a home. At SWBC Mortgage, we offer a certified pre-approval, which means your loan is fully underwritten before you present your offer to the seller.

Let's talk about the benefits of a certified pre-approval and how one can help you get into your dream home faster!

How long does it take to close on a home? Here's how long it takes to close on a home on average — and a few things you can do to speed up the process.

We're here to help you navigate life's transitions! Working with the right team during a life-changing event can prove immensely beneficial if you are navigating the complexities of things like downsizing your home, moving up to a larger residence, or refinancing. Let's set some time up to talk through your goals.

🌷 Spring into Homeownership!

Exciting news for all house hunters: our new Down Payment Assistance Program is here, offering up to $7,500 to help you purchase your dream home this spring! 🌼 Whether you're a first-time buyer or looking to upgrade, this is your chance to make that move with a little extra support. Say goodbye to financial stress and hello to your new front door!

The Fed has indicated three rate drops are likely on the horizon for this year.

Read more in the article below and reach out with any questions!

How far will home equity rates drop in 2024? Here's what experts think Home equity loan rates could fall this year — but just how far will they drop? This is what the experts had to say.

Join us in celebrating the incredible achievement of our CEO, Susan Stewart, who has been honored with the prestigious Lowrie-Woodward Distinguished Service Award from the MBA. 🎉 This award recognizes the dedication and commitment to the MBA and the mortgage lending industry in a variety of capacities, both legislative and regulatory.

“Susan is a remarkable person and real estate finance champion who has for years made a positive difference through effective leadership, strategic thinking, and a ‘can do’ attitude,” said Mark Jones, 2024 MBA Chairman and President of Union Home Mortgage.

Congratulations, Susan, on this well-deserved recognition! 🏆 Read more here https://swbc.me/48S2gAZ

Prospective homeowners could potentially afford a more expensive house now than they could just a few months ago, thanks to a drop in mortgage rates.

Want to know about your personal purchasing power? Give us a call today to get started!

With 1% Drop In Mortgage Rates, Home Buyers Get $40K More In Purchasing Power, Redfin Says Prospective homeowners can now afford a more expensive house than they could just a few months ago, thanks to a drop in mortgage rates. An analysis by real estate brokerage site Redfin finds that a buyer with a $3,000 monthly housing budget and a 6.7% mortgage rate can afford to buy a $453,000 ho