Life Insurance Agent - Kee Vang

Most people rather pay their monthly $140 phone than monthly $100 whole life insurance smh you can't afford it? Premiums are adjustable to your needs. If $50 is your max then I will input $50 monthly premiums and the face amount will determine by your age, health, s*x, and riders.

Every companies out there are very similar but it's more about the agent than the company to structure the correct policy for their client's need.

Which is more expensive? $20k for a beautiful funeral or $100 a month til age 100?

Ever seen a drama in a funeral? Not enough funds to cover the funeral expenses? Life insurance would covered all those funeral costs and final expenses.

Did you know that the earlier you get life insurance the cheaper the premiums? It's always better to get life insurance early on. Not when you or someone is sick and old, that will make things too complicated or rejected.

When someone is sick, thats when they started thinking about life insurance. When someone has cancer, thats when they started thinking about ma*****na. You called that reasonable actions? Its already too late by that time. Life insurance is a tool for protection in case of sudden tragic that involves death of a family member and that money can greatly help the spouse/kids pay off their probate property, funeral cost, and final expenses. Life insurance been around for so long but people dont believe in it. What makes you so against it? Nothing is more expense than a death of a family member.

im a life agent in California. Feel free to reach out to me and we can go over quotes and a plan for you and your love one.

Listen up, the traditional way of GoFundMe for funeral expenses will be taxed as income. Now in 2022, new rule stated that GoFundMe is not an donation source so it becareful of what you are doing. Still think there isnt a need for life insurance? Going to wait til parents get old to get quote? The older the client the higher the premium, the younger the client the cheaper the premium.

If you or your parent own a house and died, guess what? your family member will be forced to pay probate tax or forclosure the property. Your GoFundMe wont be enough to cover the funeral expense and definitely not enough for probate tax, plus pay income taxes from GoFundMe. A term life would be perfect for this scenario: a 30 years mortgage at $300k go par with a 30 years term life of $300k, this will protect your love one from paying heavy taxes and expenses.

im a life agent in California, feel free to reach out to me for more information.

Lic # 4070006

What do you do to protect yourself from unexpected tragic events?

What do you want to protect?

Fun Stuff: There is a Wholelife Insurance policy that can be paid off in 10 years, and you wont have to pay premium anymore, and still keep the policy in effect til age 100

One of the best gift you can give to your children is Life Insurance.

Is Gofundme good enough to cover your love one,

In 10 years, my kids IUL policy will accumulate more cash value than what I paid. In 20 years, my kids will have $20k each. Best part is IUL loan interest rate at 4% or better.