Tim Perchinski - COUNTRY Financial

Planning a vacation or is a big trip just around the corner? Before you hit the road, here are six simple tips to help keep your home and belongings secure while you’re gone. ​
✅ Stash your stuff in a safe - Before you leave, place your valuables in a locked safe or safe deposit box. If those aren’t options for you, make sure valuables aren’t in plain sight or in an obvious place.​
✅ Hire a sitter - If you have a pet, you can either hire a pet-sitter or drop Fido off at the local doggie daycare. For pet-free homes, consider hiring a house sitter to help water plants and check in on your home every couple of days. ​
✅ Stop your mail - A tell-tale sign no one’s home is when a mailbox is overflowing and packages are stacked on the porch. Before you leave town, swing by your local post office or fill out their online form to put a hold on your mail. ​
✅ Smart home technology - Burglars aren’t the only thing to worry about while you’re away. Installing smart home technology can help you keep an eye on your home from afar. Many companies offer a variety of smart home technology like smoke and carbon monoxide detectors, garage sensors and water leak detection – so if water is detected in your basement or a smoke alarm is going off, your smart phone is alerted immediately. ​
✅ Keep your landscaping tidy - If you’re going on an extended trip, hire a landscaping company to cut your grass or shovel your driveway. Anything you can do to keep your property looking fresh can deter thieves from breaking in. ​
✅ Be careful on social media - This is nothing new, but something that’s definitely still happening. If you post you’re on vacation, online predators know your house is empty and waiting for them.

Interested in further protecting your property? Contact me today to discuss your insurance options and enjoy your vacation without worry!

The midpoint of the year is the perfect time to sit down with me to review your small business insurance. It’s important for me to know about any changes you've made in the past year to ensure your coverage is still appropriate for your business.

An annual review of your customized small business insurance allows me to make sure:
• Any changes to your business are reflected in your coverage
• You’re taking advantage of any applicable discounts or cost savings
• Your business remains compliant
• You walk away from your review with peace of mind

If you still aren’t sure if you need to meet for an annual review, give me a call today.
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Tim Perchinski - COUNTRY Financial Representative · Steger, IL 5.0 ⭐ · Insurance agency in Steger, Illinois

Choosing car insurance isn’t one-size-fits-all. Learn the 6 key factors—limits, deductibles, and add-ons—to help protect you and your finances after a crash.

June is National Safety Month, so I’m sharing “Micro Safety Moments” for quick fixes to keep your small business running safely.

Here are some small tips and fixes you can address today that can make a big difference to the overall safety of your business:
• Replace worn extension cords.
• Do a quick equipment check.
• Label all cleaning supplies.
• Check your building for damage that could pose a risk to customer safety.
• Review your emergency plan and contacts.
• Change your system and computer passwords.

It’s important to make sure your small business’s safety is a top consideration for you, your employees, and your customers. Use these tips today to protect your business tomorrow.
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If you’re running a small business, and you need an insurance checkup, let’s chat!
we've helped over 45,000 small businesses protect what they've worked hard to build. We're confident we can help you, too. Follow us for more tips on how you can protect what matters most.

Travel worry-free. Your home and car insurance may cover roadside help, rental cars, guest drivers and theft or damage away from home. See the details here and call me to talk about your home and car insurance coverage.

Happy Birthday, Lauren!!!!! Thank you for always taking great care of our clients!!

Every small business has its own unique personality, which is why you need custom insurance to protect all you have worked to achieve. Do you have the right protection for yours? Here’s what you should ask yourself.

• When was the last time you reviewed your policy with your current insurance carrier?
• If your business was destroyed, would your current insurance be enough to replace all your property, including your inventory?
• Will your current liability limits protect your assets in a lawsuit?
• How are your customers protected against credit card fraud?
• Do you have coverage that protects your customers' property when it's in your care?
• Do your subcontractors have certificates of insurance listing you as an additional insured?
• When was the last time you took a tool and materials inventory? Do you have proper coverage for those items?
• Do you need to protect your business for electronic data breaches?

We handle insurance and financial services for over 45,000 small businesses, and we’ve filled plenty of coverage gaps that help owners get back to doing what they do best – running their business.

Contact me today to learn about how I can help secure your business.