Neer Agency

HAPPY B-DAY CHARLES! He turns 65 today, so I'm sure he has some medicare questions.....

VA Benefits as Credible Coverage – Part D Yes/Part B No

“If you are eligible for Medicare Part D prescription drug coverage, you need to know that enrollment in the VA health care system is considered creditable coverage for Medicare Part D purposes. This means that VA prescription drug coverage is at least as good as the Medicare Part D coverage. Since only Veterans may enroll in the VA health care system, dependents and family members do not receive credible coverage under the Veteran’s enrollment.

However, there is one significant area in which VA health care is NOT creditable coverage: Medicare Part B (outpatient health care, including doctors’ fees). Creditable coverage for Medicare Part B can only be provided through an employer. As a result, VA health care benefits to Veterans are not creditable coverage for the Part B program. So although a Veteran may avoid the late enrollment penalty for Medicare Part D by citing VA health care enrollment, that enrollment would not help the Veteran avoid the late enrollment penalty for Part B.”

Medicare Part D Prescription Drug Coverage/Creditable Coverage

Diabetes self-management training

Medicare Part B (Medical Insurance) covers outpatient diabetes self-management training (DSMT) to teach you to cope with and manage your diabetes. It includes tips for eating healthy, being active, monitoring blood sugar, taking drugs, and reducing risks. Medicare may cover up to 10 hours of initial DSMT.

Medicare.gov: the official U.S. government site for Medicare Medicare.gov: the official U.S. government site for Medicare

As the weather gets warmer, consider sharing these awesome activities with your little munchkins!

Favorite Pastimes, Revisited: 10 Retro Activities to Share With Kids - Grandparents.com Back in the day, you whiled away the hours playing these imaginative outdoor games. Now, pass your favorite pastimes on to the grandkids.

Enrolling in Medicare soon? This video helps you understand the basics! Have additional questions? Give me a call! 314-283-5925

How to Understand Medicare Plans http://www.MedicareMadeClear.com - Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and...

Here are some fun activity ideas for you and your family to do this weekend!

53 Fun Things You Can Do This Weekend Over fifty fun things to do at weekends. Includes reading, culture, sports, and community activities.

"From the best ways to budget to how to boost your earning potential like a pro, these nuggets of financial wisdom are as fresh as the day they were published."

50 Personal Finance Tips That Will Change the Way You Think About Money 50 Personal Finance Tips That Will Change the Way You Think About Money: Want to have the best money life ever? Here's w...

Some Practical Ways to Reduce Anxiety

Set appropriate priorities – Important (Long Term) vs. Urgent (Short Term)
Have realistic expectations
Make room in your schedule for some quite time each day
Find inspiration in nature
Keep a sense of humor
Get regular exercise
Get sufficient sleep

Do you know your resting, target, and maximum heart rate? Learn how to measure and manage your heart rate from the American Heart Association!

Target Heart Rates The American Heart Association explains the estimated target heart rates for different ages. Learn how to calculate and monitor your target heart rate, resting heart rate and target training heart rate.

"The following tax tips were developed to help you avoid some of the common errors dealing with the standard deduction for seniors, the taxable amount of Social Security benefits, and the Credit for the Elderly and Disabled."

Tips for Seniors in Preparing their Taxes Current research indicates that individuals are likely to make errors when preparing their tax returns. The following tax tips were developed to help you avoid some of the common errors dealing with the standard deduction for seniors, the taxable amount of Social Security benefits, and the Credit fo...