Christian Rowe - Thrivent

A variable annuity offers several key features: income in retirement, potential tax-deferred growth based on market performance, and—depending on the contract—potential to pass money on to your heirs.

Check out this article for more information and let’s connect if you want to discuss how an annuity could help you reach your retirement goals.

What is a variable annuity & how does it work? As you approach retirement, your focus may shift from building up a nest egg to ensuring you have ongoing income to cover expenses. A variable annuity is designed to help you accumulate assets for the long-term with the option of converting those savings into a lifetime income stream in retirement.

Wondering if you should add a fixed annuity to your retirement strategy? Consider these possibilities:

👉 You don’t pay taxes on your earnings until you withdraw your money, which helps your money accumulate even faster.
👉 It could supplement other sources of guaranteed income, like Social Security or a pension
👉 It could provide a stable and predictable income source to cover your essential expenses in retirement.

To learn more about fixed annuities: https://bit.ly/4kBW6tN

Happy to share Thrivent has been named to the Fortune 500 list in 2026 for the 32nd consecutive year! Honored to be part of an organization with a legacy of financial strength and stability, guided by purpose and good stewardship.

Giving back can start right at home. Thrivent Cause Kit™️ provides a ready-to-use service project designed for families who want to make a difference together.

Each kit includes:
• All materials needed to complete the project
• Easy step-by-step instructions
• A prepaid label to return your completed kit

Choose between two kits, assembling water filters or solar lights, both helping support communities around the world. Learn more: https://bit.ly/4vfggiB

Turn time at home into something that helps communities around the world. With a hands-on service project delivered right to your door, you can build something meaningful while spending time with the people who matter most.

Thrivent Cause Kit™️ makes it easy to get started with a ready-to-use service project that includes everything you need to assemble water filters or solar lights that support communities around the world. Learn more: https://bit.ly/43DWul4

Grief changes everything, and the to-do list doesn’t stop.

Empathy, a Thrivent member benefit, pairs you with a dedicated Care Manager to help navigate the practical and emotional realities of loss:
✅ Funeral planning
✅ Estate & account support
✅ Grief resources

Members can also share this support with loved ones, extending care when it matters most. You don’t have to carry this alone. 💛

Learn more: thrivent.com/empathy

What happens when you don’t have income protection and a sudden illness or injury prevents you from working? Here are some key facts to know about disability income insurance and how it can benefit you: https://bit.ly/44L4CSw

To all who served and sacrificed for our freedom, thank you.

Want to help boost your 2025 tax savings? Let's connect to explore how you can balance your retirement goals with your day-to-day.

Are your retirement savings on track? How much you need to save depends on your income, lifestyle and retirement goals. Connect with your financial advisor today to take advantage of urgent options for your retirement timeline.

Unsure if you need supplemental disability insurance? Disability insurance through your employer only covers a portion of your salary, leaving a gap in financial support for your family, if you're unable to work for an extended period of time. Let's connect if you'd like to add an additional layer of income protection.

Supplemental disability insurance: What it is and when you need it No one plans to get sick or injured to the point where they cannot work—but it happens. And while many employers offer short- and long-term disability coverage to provide financial assistance during a period of disability, these benefits typically only cover a percentage of your income, not the…