Brinck Insurance Group, LLC

Whether your student is just starting college or already well into their academic career, insurance is an area worth revisiting periodically to ensure they have the right coverage in place.

With the start of the school year approaching, we wanted to take a moment to share a few key coverages to review before students head back to school. Swipe for more information.

Taking time to review these key coverages ahead of back-to-school can help give you and your student peace of mind. Our team is here to help review your current coverage and talk through additional policies and riders where it makes sense. Give us a call today, and we can get started.

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one of the most important pieces of the puzzle. That’s where commercial umbrella policies come in.

Swipe to learn more about how this coverage works and whether it's right for your business.

If you'd like to talk through whether a commercial umbrella policy makes sense for your business, know that we are always happy to help. Feel free to give the office a call today.

Liberty . Make sure yard items stay in your yard during strong winds. Here are 7 items to secure before a storm hits.

Storm on the way? Secure these 7 yard items Strong winds can damage patio furniture, grills, and other items—or turn them into projectiles.

9 Grocery shopping do's and don'ts. From buying store brands to stocking up on frozen foods, these strategies can help save money.

9 Grocery Shopping Do’s and Don’ts From buying store brands to stocking up on frozen foods, these strategies can save money

What can begin as a relatively small issue on a roof can rapidly escalate into a costly property loss and prolonged business interruption for property owners.

The True Cost of Deferred Roof Maintenance

These are the 10 best islands in the world, according to travelers—and No. 1 has 'One of the most magical cities'.

These Are the 10 Best Islands in the World, According to Travelers—and No. 1 Has ‘One of the Most Magical Cities’ Islands in Thailand, the Maldives, and the Galapagos top this year’s list of best islands in the world, according to Travel + Leisure readers.

if your wallet is lost or stolen, quick action can minimize damage. Follow steps to cancel cards, freeze credit and replace important documents.

What to Do if Your Wallet Is Lost or Stolen If your wallet is lost or stolen, quick action can minimize damage. Follow steps to cancel cards, freeze credit and replace important documents.

Most businesses make crucial employment-related decisions on a regular basis, and for the most part, these decisions go smoothly. But what happens when something goes wrong in the process?

That’s where employment practices liability insurance (EPLI) comes in. This key coverage can act as a safety net if a business is involved in an employment-related legal conflict. It can help with:

🔵 Defense costs - Many EPLI policies help cover legal defense expenses associated with covered claims, and in some cases, these costs may be covered regardless of the case outcome.
🔵 Settlements or judgments - Policies may help pay covered settlements or court-awarded damages, though this is subject to policy limits, exclusions, and terms.
🔵 Third-party claims (optional coverage) - Some policies include coverage for claims brought by non-employees, such as customers or vendors.

That said, not all policies are the same. Details such as exclusions, limits, and whether coverage is claims-made can significantly affect how the policy responds.

If you want to learn more about EPLI or review an existing policy, don’t hesitate to reach out to our team. We are here to help you ensure that your business is fully protected.

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have. Give us a call today, and we can get started.

In construction, every project carries risk. And in the summer, when the workload is at its peak and crews are stretched thin, that risk can multiply. From heat-related on-site injuries and equipment damage to third-party liability and project delays, an unexpected issue can strike at any time.

The risks that can impact your business don’t take a summer break. That’s why we’re here to help you make sure your coverage doesn’t take a break either.

Whether you want to get started with a new policy or layer on additional coverages to an existing one, we are here to help find the right blend of coverage for your business. Give us a call today, and we can get started.