Fredia Hawthorne - State Farm Agent

Tuition bills arrive on their own schedule. National College Savings Month is a good reminder to get a plan on paper while there's still time to work with.

Let's map it out — talk to your local agent.

Wet leaves are the fall version of black ice. They hide the lane lines, they cut your traction, and they turn a normal stop into a long one.

Ease off the brake, leave more room, and call your local agent before you need to.

Officially sweater weather. The first day of fall is a good excuse to get the house ready for the season — and to finally cross off the one thing you've been putting off.

Questions about your home coverage? We're right down the road.

Your landlord's policy covers the building. It does not cover your furniture, your electronics, or your clothes.

A renters policy covers your side of the lease. Ask your local agent how to get started.

The lights are on again. There's nothing quite like a Friday night in the fall — the band, the bleachers, the whole town in one place.

Good luck to every team in town. We'll see you in the stands.

Before the first cold snap: swap the furnace filter, test the smoke alarms, and clear the gutters while the leaves are still coming down.

Maintenance handles what it can. Home insurance picks up from there — ask your local agent about home insurance.

Five years ago would have been a good time to start. Today is the next one.

It's Life Insurance Awareness Month — as good a nudge as any. Ask your local agent about life insurance today.

Fall is when deer move most, and dusk is when you're most likely to meet one. Watch the tree line, slow down through wooded stretches, and remember they rarely travel alone.

Questions about your auto coverage? Give your local agent a call.

September is National Preparedness Month. A flashlight, fresh batteries, water, and copies of your important papers somewhere you can actually find them — that's the start.

The rest of the plan is a conversation about your home insurance. We're here when you're ready.

Happy Grandparents Day. Recipes, stories, the good advice nobody wrote down — some things are meant to be passed down.

Life insurance is one of them. Start the conversation with your local agent.