The Lusk Office

The Employment Situation: A Closely Watched Report Among all the economic indicators released each month, the Employment Situation is one of the most watched.

Can I buy short-term disability coverage through my employer? Can I buy short-term disability coverage through my employer?

Do long-term disability insurance premiums depend on the nature of my job? Do long-term disability insurance premiums depend on the nature of my job?

How do I enroll in a state's 529 plan? Opening a 529 plan account is relatively easy.

The Fundamentals of Disability Insurance Disability insurance is designed to protect you against financial disaster. After a specified period of time, disability insurance will replace a portion of your income if you can't work because of an illness or injury.

Understanding Long-Term Care Riders and Options There's no such thing as a standard long-term care insurance policy, so it's important to understand the basic coverage and the available riders and options. For example, most policies cover a full range of services, but alternative care options are not standard in every policy.

What do you do when you find your office help sleeping on the job!?!?

Tax Planning Tips: Disability Insurance The taxability of disability income insurance benefits depends in part on whether you pay in pretax or after-tax dollars. Generally, if you use pretax dollars to pay your premium, your benefits will likely be fully taxable. If you use after-tax dollars, your benefits won't be taxable.

Travel Tips for Globetrotters Here are some suggestions to help international travelers keep their trips on track.