2 B Philanthropy

$ 14.63 set aside to share with the crew.

$ 23.02 invested in a Consumer Staples SPDR on behalf of those I am earning commissions for.
I hope it grows in value before I begin sending their monies to them.

I had thought about leveraging debt to increase my stake in my investment. My plan was solid, loan payments already in hand, no penalty for early payoff, borrow $ 1000 repay it in 3 months, all doable BUT, my past need to borrow to survive stopped me.
In the long run, I would have suffered more headache and annoyances paying off, reborrowing and then repaying multiple times. The only real benefit would have been my credit score would have improved tremendously, I imagined.
Instead my new approach will require no debt and will be far less stressful. As for improving my credit score, I'll worry about that in retirement.

Ronald Reagan: trust but verify; watch closely and dont be afraid to see what you see; Description