MattC Group

Mortgage rates have been climbing again, and if you're hoping to buy, that can feel discouraging.

Here’s what you have to remember.

You can't control where rates go. But you can control a few things that shape the rate you actually get: your credit score, the type and term of loan you choose, and whether you buy a newly built home, where builders are often buying down rates to bring buyers in.

Focus there, and you put yourself in a stronger spot without waiting on the market.

Want to talk it through? A trusted lender can help with the numbers, and we can find the home to match. Let's connect.

Think you need 20% down to buy a home? Not even close. 📉 FHA, VA, and even conventional loans often allow as little as 3–5% down. Let’s bust that myth!

Get in touch with us and we will go over all of your options - a home is closer than you think!

Schedule a call today!!
https://cal.com/matt-collins

Matt Collins - 937.210.9053 - [email protected]

📍 Reduced Price 📍 This recently reduced home at 6846 Hurd Avenue in Columbia Twp won't last long, so, don't wait to set up a showing! Reach out here or at (937) 858-5895 for more information!

Schedule a call today!!
https://cal.com/matt-collins

Matt Collins - 937.210.9053 - [email protected]

Reduced Price in Columbia Twp Welcome to this beautifully updated Columbia Township charmer, where character and comfort come together effortlessly. This 3 bedroom home offers bright, inviting spaces, refinished floors, and a crisp, modern kitchen with clean cabinetry and stainless appliances. The spacious backyard gives you ...

If you’re selling this season, a little effort out front goes a long way. Because the moment a buyer pulls up to a showing, they're already forming an opinion.

But there are a few simple things you can do to nail that first impression. Think tidying up your landscaping, bringing in some seasonal flowers, and sweeping the walkways. Or even just cleaning out the gutters and making sure the path to your door is well lit.

You don’t need to do a big overhaul to get buyers’ attention.

Let’s chat about what people in our area are looking for right now, and get your house prepped to sell this fall.

3 Things You Can Actually Control About Your Mortgage Rate Right Now

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.

3 Things You Can Actually Control About Your Mortgage Rate Right Now If you're trying to buy a home, affordability is probably what keeps you up at night.

The best time to buy a home this year is here.

Realtor.com says September 27–October 3 is expected to bring the best combination of buyer-friendly conditions in 2026.

We’re talking about more homes to choose from, better pricing, less competition, and more time to decide. And maybe that’s enough to offset some of the pressure today’s higher rates are putting on your budget.

Want to find out? Let’s have a quick conversation about what’s expected in our market and what’s available in your price point. Just DM me to get started.

And just so you know, the window doesn’t close after that one week. It’s open all October long.

Rumor has it that CUT132 is one of the best Steakhouse restaurants in town. Do you agree?

Schedule a call today!!
https://cal.com/matt-collins

Matt Collins - 937.210.9053 - [email protected]

CUT132 Steakhouse in Columbus, OH

The Best Time To Buy a Home in 2026 Is Almost Here

If you want to buy a house this year, there’s still a way to make it happen, even with today’s rates. This fall gives you the chance to get some of the best seasonal perks the market has to offer.

Want help figuring out when those advantages typically show up in our market?

Let's have a quick conversation about how our market works and the steps you’ll need to take to get ready.

The Best Time To Buy a Home in 2026 Is Almost Here Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.