Buddy White

Regional Manager at PRMG, Inc.
📲(509) 675-1971
📩 [email protected]
NMLS ID 75243
NMLS# 1413066 Paramount Residential Mortgage Group, Inc.

(PRMG) has been a leader in mortgage lending for well over a decade. As one of the largest privately held national mortgage bankers and residential home lenders, and has successfully helped homeowners purchase and refinance their homes across the country. PRMG has consistently been recognized within the top 25 largest independently owned mortgage lenders in the nation. Ranked #1 of the 50 Best Com

panies to Work for in America, with over 1,500 employees nationally - licensed in 47 states with over 150 branches located throughout the country and growing! PRMG is a technology-based mortgage company that lends nationwide but still provides personal service to clients. As a direct lender/servicer, working to find the best possible financing scenarios, ranging from competitive financing for the first-time homebuyer to multi-million dollar loans. To help facilitate the first-rate service, PRMG offers in-house processing, underwriting, documents, and funding; with experienced and helpful support staff. PRMG is an agency approved direct issuer to Ginnie Mae, as well as a licensed seller/servicer of Fannie Mae. Licensing Disclaimer - http://prmg.net/License/
Privacy Policy - http://www.prmg.net/privacy-policy/ Your LendingBuddy.Life

I approach everything as loan adviser first and still originate loans. My passion is the homeowner experience. My joy is to serve others! I'm grateful that I've remained in this business so long and continue to evolve and look forward to the next opportunity to help my clients and those I'm fortunate enough to mentor or manage. Experienced, knowledgeable, in touch, and effective in creating solutions – Buddy is a valued business partner to the most experienced mortgage professional!

Welcome to Paramount Mortgage Group, Inc. Northwest & Mountain Region. PRMG NWM Region is a network of professionals and is dedicated to finding the right loans to help clients better manage their mortgage needs. NMLS#75243
http://prmg.net/License/

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Products

VA, FHA, CONV and JUMBO with Many NICHE's within
▪ HUD Repair Escrow
▪ HUD $100 Down
▪ Good Neighbor Next Door
▪ High LTV Jumbo (LTVs to 95% with loan amount to $850,000)
▪ Conventional – Fannie Mae /Freddie Mac
▪ HomeReady
▪ Home Possible
▪ FHLMC’s HomeOne and Fannie Mae’s 97% LTV
▪ FNMA Student Loan Cash-Out
▪ No MI (Lender Paid MI) options
▪ Fannie Mae Non-Traditional Credit
▪ Homestyle Renovation
▪ Agency TX Home Equity
▪ DACA Borrowers (Fannie Mae only on exception basis)
▪ USDA
▪ VA Standard and High Balance
▪ VA to $1.5M
▪ VA 100% purchase and cash out
▪ VA PACE Loans
▪ Lock and Shop (TBD Locks)
▪ 365-day locks
▪ HELOCs
▪ Closed-End Second
▪ One-Time Close (pending)
▪ HECM (Reverse Mortgages)
▪ Bank Statement for Qualifying up to $3M
▪ 1-year self-employed income docs up to $3M
▪ 1-year income docs 1099/W2 up to $3M
▪ 40-Year Term
▪ Interest-Only (including fixed, ARMs and 40-year term)
▪ One Day Out of Foreclosure
▪ Foreign National
▪ Restricted Stock and Asset Depletion
▪ Non-Warrantable Condos (including condotels)
▪ Multiple Derogatory Credit events with 4-Year Seasoning
▪ Mortgage Lates in the Last Year allowed
▪ Derogatory Credit with 24-Month Seasoning
▪ ITIN Borrowers (Niche product only, must meet requirements on non-permanent resident aliens)
▪ Jumbos
▪ Shared Equity (Unison on Ruby Jumbo) - matching down payment up to $150,000 amount
▪ Loan Amounts up to $5M
▪ Housing Authority Agency/Bond programs
▪ MCCs allowed
▪ Down Payment Assistance programs allowed
▪ Manufactured Homes
▪ FHA Standard and High Balance
▪ FHA No Credit Score
▪ Full and Limited FHA 203(k)
▪ FHA 203(h) Disaster Housing

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Telephone

506-675-1971

Website

http://www.prmg.net

Address

1403 S. Grand Boulevard , Suite 203S
Spokane, WA
99203