Consumer Law Center LLC

On the day the public is rallying to protect the Consumer Financial Protection Bureau, will Governor Wes Moore work to protect consumers or to have legislation introduced in Annapolis to take away fundamental consumer protections? https://www.facebook.com/share/15hjZeSydF/?mibextid=WC7FNe

Federal Court Expresses Concern with the State Maryland’s Arguments that It May Violate Federal Law which Protects Servicemembers in Perpetuity with No Consequences - Consumer Law Center Federal Court Expresses Concern with the State Maryland’s Arguments that It May Violate Federal Law which Protects Servicemembers in Perpetuity with No Consequences On March 21, 2024, the United States District Court for the District of Maryland issued a landmark decision of first impression findi...

State of Maryland Argues Its Courthouse Doors Are Open to Collectors to Pursue Out-of-State Active Duty Servicemembers - Consumer Law Center State of Maryland Argues Its Courthouse Doors Are Open to Collectors to Pursue Out-of-State Active Duty Servicemembers June 2, 2023…Today the Consumer Law Center filed a brief in the United States District Court for the District of Maryland in response to the position of the State of Maryland in t...

Do you have a problem with Rocket Mortgage? We have a new case which might relate. Take a read...

Rocket Mortgage’s Unfair and Deceptive Mortgage Servicing Practices Challenged: Failure to Timely Make Escrow Payments Causes Damage to Borrowers’ Reputations - Consumer Law Center Rocket Mortgage’s Unfair and Deceptive Mortgage Servicing Practices Challenged: Failure to Timely Make Escrow Payments Causes Damage to Borrowers’ Reputations The Consumer Law Center and its co-counsel, the Holland Law Firm are representing a group of homeowners, with a common problem. Specifica...

Be careful what is on the back of your receipt!

Consumer Advocates Warn About ‘Forced Arbitration' Clauses Everyone’s been told to read the fine print, but what if a customer doesn’t get that fine print until after a service is already completed and then ends up having a problem? Montgomery County’s Office of Consumer Protection is warning customers about such language.

800+ Marylanders have filed complaints with the federal government about their consumer reports since the start of 2022. But only 2% of consumers who contest their report get relief. We need to protect consumers and ensure that they aren't being hurt by inaccuracies on screening reports used by potential employers, landlords, and lenders. That's why I'm sponsoring HB 251, which was heard in the House Economic Matters Committee today.

Thank you to the Office of the Attorney General Consumer Protection Division, National Consumer Law Center, Maryland Consumer Rights Coalition, Human Trafficking Prevention Project, Maryland Network Against Domestic Violence, AARP Maryland, ACLU of Maryland, and Maryland PIRG for testifying in support!

Zombie Debt Buyers Like ghosts in a haunted house, law firms are pursuing property owners, threatening them with the loss of their property for unpaid second mortgages — “zombie” mortgages. Learn more about Zombie Debt Buyers and how they hurt consumers.

When There is Doubt About the Enforceability of a Purported Lien, Maryland’s In Rem Foreclosure Procedures do not Create a Presumption in Favor of Foreclosure The Maryland Court of Special Appeals (the intermediate appellate court) ruled in favor of the CLC’s client in a wrongful foreclosure debt collection action. Some homeowners subjected to unfair and deceptive practices by law firms and attorneys seeking to foreclose without the right through Maryla...

Important ruling for consumer protection.

Second Circuit ruling in Ocwen/PHH case is victory for homeowners, landmark decision will strengthen RESPA, Reg. X Influential Court rules Ocwen/PHH violated Real Estate Practices Act, directs trial court to hold jury trial to determine damages.

Know your rights and let us know if there are material errors on your reports.

Perspective | Why it’s so hard to fix errors on your credit report A new report from the Consumer Financial Protection Bureau slams the three major credit bureaus — Equifax, Experian and TransUnion — for failing to resolve consumer complaints about errors in their credit reports.

News to know.

JUST ANNOUNCED: Maryland Department of Housing and Community Development Issues First Social Bonds in Agency’s History - Will support homebuying opportunities for low- and moderate-income Marylanders. You can read the release at the following link: https://go.usa.gov/xe6g6