Seniors Insurance Direct

If sickness or injury hits, UNL’s Home Health Care Shield sends money directly to you to cover care at home and keep your life stable while you recover. No one knows about this product. Let me show you why this is some of the best supplemental insurance for people on Medicare!

Licensed in the Following States:
Alabama-Arizona-Arkansas-California-Florida-Georgia-Illinois-Indiana-Iowa-Kansas-Kentucky-Louisiana-Maryland-Michigan-Minnesota-Mississippi-Missouri-North Carolina- Ohio-Oklahoma-Pennsylvania-South Carolina-Tennessee-Texas-Virginia-Washington(State)-West Virginia

Your Medicare Plan Might Be Changing in 2026 — Want to Know What You Can Do About It?👇

Now you can scan the QR code look at the different plans in your ZIP code and sign up on your own or call me and I can help walk you through it as well.

https://apnews.com/article/medicare-prescription-drug-negotiations-biden-inflation-2bf6775c3431111a2cd03fd033caefa7

10 drugs targeted for Medicare price negotiations as Biden pitches cost reductions President Joe Biden is touting his administration's efforts to lower medical costs. Officials on Tuesday announced the first 10 drugs that would be targeted for Medicare price negotiations.

https://apnews.com/article/leqembi-insurance-coverage-alzheimer-ec7fcdf99ceaaa60ad1cee737c0b7ecb

Insurers won't cover new Alzheimer's treatment for some customers Some private insurers are balking at paying for the first drug fully approved to slow mental decline in Alzheimer’s patients.

https://youtube.com/shorts/faPTNzqcuwY?feature=share

What are we doing with Funeral outfits?! | Jim Gaffigan DARK PALE is NOW streaming on Prime Video. Or come see me LIVE on tour - https://JimGaffigan.comBEST of / FUNNIEST COMPILATIONAnimals https://bit.ly/Animals...

FYI. Thought this was interesting since most people are starting to go this way. The average cost of cremation in the United States is $6,970, which includes a service and viewing. The average direct cremation costs $2,183, which has no memorial service of any kind
Most of the time folks don't think about other bills that are left behind for the family to pay. So a solid amount of final expense insurance is probably around $10,000 which would cover certain bills that could leave the surviving family members to have to pay off.
The decedent’s estate is responsible for paying any outstanding debts. A solvent estate is one that has sufficient assets and cash to pay off the decedent’s debts after their death. In an insolvent estate, debts are prioritized and paid out accordingly, with recent medical debts usually taking priority.

Final expense insurance is a type of life insurance that can help your loved ones pay for your funeral and other end-of-life expenses, such as medical bills, legal fees, or credit card debts. Here are some reasons why you might need final expense insurance:
● **It makes things easier for your loved ones.** Losing a family member is hard enough, without having to worry about how to pay for their final arrangements. Final expense insurance can provide a lump sum of money to your beneficiaries, who can use it to cover any costs related to your death. This way, they can focus on honoring your memory and grieving, instead of dealing with financial stress.
● **It enables you to think about exactly what you want.** By buying final expense insurance, you can plan ahead for your funeral and burial preferences, and make sure that your wishes are respected. You can also choose the funeral home and the service provider that you want, and assign your policy directly to them if you wish. This can give you peace of mind and save your family from having to make difficult decisions on your behalf.
● **It can help to pay loans.** If you have any outstanding debts, such as a mortgage, a car loan, or a credit card balance, final expense insurance can help to pay them off. This can prevent your family from inheriting your debt or losing your assets to creditors. It can also protect your credit score and your reputation.
● **It’s great for business planning and taxes.** If you own a business, final expense insurance can be a useful tool for succession planning and tax purposes. You can use the policy to fund a buy-sell agreement, which allows your business partner or a key employee to buy out your share of the business in the event of your death. This can ensure the continuity of your business and avoid any disputes among the heirs. You can also use the policy to pay any estate taxes or inheritance taxes that might apply to your assets.
● **It is affordable and provides quick funds.** Final expense insurance is one of the most affordable types of life insurance, especially if you are older or have health issues. The premiums are usually low and fixed, and the coverage amounts are relatively small. You also don't have to go through a medical exam or a lengthy underwriting process to get approved. The policy pays out quickly, usually within days or weeks of filing a claim. This means that your beneficiaries won't have to wait long to receive the money they need.
As you can see, final expense insurance has many benefits and can be a smart choice for anyone who wants to leave a legacy for their loved ones. If you are interested in learning more about final expense insurance, you can visit [this website] for more information and quotes.
I hope this article was helpful and informative. Thank you for reading! If you have any questions, please don't hesitate to reach out.

https://www.forbes.com/advisor/life-insurance/how-much-does-a-funeral-cost/

How Much Does A Funeral Cost? The cost of living isn’t cheap. Neither is the cost of dying. A 2021 study from the National Funeral Directors Association shows the median cost of an adult funeral with viewing and burial is $7,848, up 6.6% from 2016. The median cost of an adult funeral with viewing and cremation is $6,970, up 1