Royal Benefits

What a clever way of explaining it - you don't ignore maintenance on your car (okay...well...maybe you don't ignore it...😜 🤫) and you shouldn't ignore maintenance for your health!

Preventative care can give you a better qualify of life, but also prevent future (and more costly) issues in the future.

Take care of yourself!

Free ice cream? Yes please!

Kroger giving away 100,000 ice cream pints, here's how to get one

Benefits can be complicated, but Eddie and Pickles remind us that it doesn't have to be stressful. With the right support (and a little supervision from these two), open enrollment can be downright enjoyable. 🐽

Thank you to RoofWorks Northwest for sharing your four legged co-workers with us! We hope they give this year's enrollment two hooves up!

Want to Boost Your Memory? Try These 9 Brain-Healthy Habits

Forget why you walked into a room? Can’t remember names lately? You’re not alone — but the good news is: your memory can improve with a few smart habits.

Here’s how to keep your brain sharp at any age:

✅ Challenge it — try puzzles, a new hobby, or learn a new skill
✅ Move your body — exercise fuels mental clarity
✅ Prioritize sleep — 7–9 hrs helps store new info
✅ Stay social — connection supports memory
✅ Manage stress — chronic tension harms the brain
✅ Laugh often — humor boosts creativity + brain activity
✅ Eat brain food — omega-3s, veggies, and whole grains
✅ Check your health — some physical conditions affect memory
✅ Stay organized — lists, routines & less clutter = more brain space

💡 Memory isn’t fixed — it’s flexible. Start small. Your brain will thank you!

Need a barn or shop cat? Some cats are happy to be workers and not people companions. But they still need care. Onalaska Farm Sanctuary does a great job placing these cats with the right homes.

We are looking for barn homes and shop homes. Preferably indoor shops, where cats can safely deter mice from chewing on all your things but without having to go outdoors. We have six cats that are very under socialized and untouchable. They would be happier not having to interact with humans. Barn/shop cats are all spayed/neutered/vaccinated/flea treated/dewormed and the cats are free to safe homes. They must go in pairs or groups. Solo barn cats can get lonely. Thanks!

Great Advice from RoofWorks Northwest. Proud to partner with such a fantastic company with fabulous people.

Not every day in Seattle looks like this. ☀️

Enjoying lunch at Freya and making the most of the sunshine before another afternoon of helping Pacific Northwest businesses build better benefits strategies.

Check your breakers! Thank you Island Electric & Sign for bringing this to people’s attention. ❤️

WARNING! MAJOR PSA!
Take a moment and check your circuit breaker panel to ensure it is NOT a Zinsco. Why? Because Zinsco electrical panels have severe design flaws that make it a major fire and shock hazard. These panels frequently fail to trip when circuits are overloaded, and some can continue conducting electricity even when switched off.

Because of all the well documented risks, most major home insurance companies will refuse to write or renew policies on homes with active Zinsco panels. Additionally, these panels are flagged by qualified home inspectors as major deficiencies, which can instantly derail a real estate transaction.

In other words, take 2 minutes and make sure you don't have a Zinsco. If you do, give us a call and we will take it out and put a new safe panel in for you.
(360) 401-4092

HMO stands for Health Maintenance Organization—a type of health insurance plan that offers a network of doctors, specialists, and hospitals to choose from. With an HMO, you generally need to select a primary care physician (P*P) who coordinates all your care and provides referrals to specialists within the network.

Why might you want to be in an HMO?

✅ HMOs can have lower premiums and out-of-pocket costs compared to other plan types.
✅ Coordinated care through your P*P, which can lead to more efficient and preventive care.
✅ Predictable costs, which can make budgeting for health care easier.
✅ No claim forms or paperwork if you stay in-network.

Have questions about your Medicare and individual health coverage options? Give us a call!