StartingPoint Realty

tip: The cost of your home and auto insurance premiums are connected to your credit score, as well as your insurance history and other risk factors.

In other words, most consumers have a Credit-Based Insurance Score that affects their coverage options and premium pricing.

Things that affect your scores include:

• Major negative items - bankruptcy, collections, etc.
• On-time payment history
• Length of credit history
• Home ownership - whether you own or rent
• Number of credit inquiries and open lines of credit
• Type of credit in use - major credit cards, personal loans, etc.
• Outstanding debt - how much you owe vs. your availavble credit

When you receive your policy renewals, read through all the disclosures. Any credit info that affected your premium costs should be itemized. Reach out to your ins agent if you have questions about your coverage or costs!

🏡 Thinking about buying your first home?

Take the stress out of the process with our FREE First-Time Home Buyer Seminar!
Each seminar is taught by a mortgage professional and one of our real estate agents—not a sales pitch, just real education. We guarantee an authentic, information-packed class that covers everything you need to know:

✔️ Preapprovals
✔️ Contracts & listing sheets
✔️ Negotiations
✔️ Attorneys & inspections
✔️ Real estate taxes
✔️ Homeowners associations
✔️ Live Q&A

Whether you're just starting or already thinking about preapproval, this seminar gives you the tools to feel confident and prepared. Seats are limited, so grab yours today:

👉 https://startingpointrealty.com/seminars/












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This weekend, June 12-14! Andersonville Midsommarfest is a -style Swedish tradition! Featuring live music, delicious food and beverages, artisan market, street vendors, artisan market and more.

Located on Clark street, from Foster Avenue (5200 N) to Gregory (just north of Catalpa). For detals and directions, visit andersonville dot org.

📰 area real estate news: Home prices in the 9-county Chicago area were 4.6% higher this spring than last year. Overall, home prices in Chicagoland are increasing faster than the national average. should prepare for a competitive summer market!

We provide complete market guidance for home buyers and home sellers in Chicagoland! Call 847-348-1154 to schdule a free consultation, there's never any pressure or obligation.

⛈️ area tip: Downspout extensions direct rainwater away from your foundation! This helps prevent excess water from seeping into your basement or crawlspace. If you don't already have downspout extensions, you can purchase them at your local home improvement store.

🏡 Thinking about buying your first home?

Take the stress out of the process with our FREE First-Time Home Buyer Seminar!
Each seminar is taught by a mortgage professional and one of our real estate agents—not a sales pitch, just real education. We guarantee an authentic, information-packed class that covers everything you need to know:

✔️ Preapprovals
✔️ Contracts & listing sheets
✔️ Negotiations
✔️ Attorneys & inspections
✔️ Real estate taxes
✔️ Homeowners associations
✔️ Live Q&A

Whether you're just starting or already thinking about preapproval, this seminar gives you the tools to feel confident and prepared. Seats are limited, so grab yours today:

👉 https://startingpointrealty.com/seminars/

This is a big one! Anyone looking in Chicago, here's the downpayment assistance you've been waiting for (it's going to go quick),

HomeGrown Purchase Assistance HomeGrown is designed to help eligible homebuyers achieve homeownership by providing grant assistance for down payments and closing costs. Applications open June 8.

📰 interest rates averaged 6.48% this week for 30-year fixed Conventional loans. Rates are still better today than they were a year ago! If you're ready to start mortgage shopping, call us for a personal referral to trusted lenders! 📲847-348-1154.

🎸The Blues Festival is this weekend, June 5-7 at Millennium Park! 4 stages of top talent. Noon to 9 p.m. daily. Admission is free!

To get there: Enter Millennium Park at Michigan Ave. & Washington St. Or, at Michigan Ave. & Madison St. Another option, enter from Randolph St. or Monroe St. Get full details at Chicago.gov!

🎸 This weekend! The best-named fest in Chicagoland...Cream of Wheaton! Wheaton's 4-day summer bash features carnival rides, live music, a beer garden, food vendors, business expo, and artisan market. June 4-7. Located at:

Memorial Park & Downtown Wheaton, 208 W. Union Ave, Wheaton, IL