Atomic Insurance Solutions

Just lost your work and not sure whether you should get COBRA or ACA
(Affordable Care Act) plan for you and your family? With COBRA nothing changes with your health insurance coverage, but now you are responsible for paying the full monthly premium. In addition, you also have to pay a 2% COBRA administration fee. On the other hand, the cost of ACA health insurance depends on the type of plan you choose. They can range from catastrophic plans with low premiums and high deductibles, all the way to gold tier plans with higher premiums and more comprehensive coverage. Depending on your situation you can qualify for subsidy with ACA plans. As an alternative however, you are not limited to these two options. We have viable solutions that we would be happy to discuss with you. Please contact us for a free consultation.

Today I received a call from a family member of one of my client's who passed away recently. She expressed gratitude for servicing her now late mother over the years with optimum life insurance needs. The money she received as beneficiary not only covered the funeral expenses but provided the family with much needed money for personal bills and mortgage payments. This saved their finances given the recent layoffs and she couldn't be more thankful. Such calls make my day! Leaving a legacy to your family is a choice. Make sure your loved ones remember you for you, not for the bills you left them behind.

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Do you belong in this chart, or worse? You shouldn't be.

Most plans have high deductibles and astronomical cost. We have alternative plans that could slash these rates by as much as 70% and still have a better plan (with better networks and lower deductibles).

Can you imagine the impact on your finances? Contact us at 847.361.3219, our consultations are FREE and could save you thousands of dollars over a year!

When you think that there is nothing better out there.. Guess what? More likely than not, there is. Call us for free consultation.

Having the right health insurance benefits and cost can make a big difference on your overall well-being. Help us find you the right comfort zone.