Alpha Financial Management

“I want to retire next year. What should I be doing?” We hear this all the time. Here’s a quick breakdown of the major financial and lifestyle topics to think through before retirement.

Retiring Next Year? Start Here Thinking about retiring next year? Here are the key financial and lifestyle decisions to review before leaving work, including retirement income, healthcare, taxes, investing, and spending strategies.

Summer break can be a great time to teach kids valuable money lessons that can last a lifetime.

Teaching Kids About Money During Summer Break | Alpha Financial Summer break can be a great opportunity to teach kids important money lessons that actually stick. From earning and saving to budgeting and investing, small conversations today can help build healthy financial habits for the future.

Taxes can impact nearly every financial decision you make. Here’s a look at how we help clients plan ahead and avoid surprises.

Tax Planning Isn’t Just for Tax Season Good tax planning is more than filing a return once a year. Here’s a look at how we review taxes, identify opportunities, and help clients plan ahead with greater confidence.

The timing of when you claim can make a big difference in your monthly benefit for the rest of your life.

Still Working at 65? Here's How That Affects Your Social Security Turning 65 doesn't mean it's time to claim Social Security, especially if you're still working. Here's what you need to know before making that decision.

Most people think you should wait for a dip before investing.
The data says otherwise.

Investing at All-Time Highs: Should You Be Worried? Many investors wait for a dip, but history shows stronger returns when investing at all-time highs. Here’s what the data says.

A year ago, markets dropped and investors were nervous.

Today, it’s a powerful reminder that discipline during market volatility matters.

How to Navigate Market Volatility Without Making Costly Mistakes One year ago, markets were falling and uncertainty was everywhere. Many investors wanted out. Looking back now, it’s a clear reminder of why staying disciplined during market volatility matters.

Stop investing like a two-year-old!

Investor Behavior: Why Investors Often Act Like Two-Year-Olds Investors often behave like toddlers with their investments and don't even realize it

Market dipped in March… but this happens almost every year.

Zoom out, stay disciplined, and let time do the work.

Why Stock Market Dips Are Normal (And What Investors Should Do) Worried about stock market dips? See how past market declines compare and why long-term investors benefit from staying the course.

Many of the positives of private credit have been touted, but we're now feeling the risk and downside of the investment category.

We're seeing the downside of private credit Private credit funds are being touted for most financial plans, but we need to understand the downside and risk as well as the possible benefits.

We're in the thick of tax season, and that brings a lot of questions about how to save money on taxes.

One of the most common ways we help clients reduce their taxes is by using retirement accounts.

Read today's post to learn more about how we do that for self-employed workers (or those in a small business), and we've got a simple cheat sheet on the differences in the most common options.

Tax Savings for Self-Employed Workers Using Retirement Accounts We’re in the thick of tax season, and with that comes many questions for us about ways to save money on taxes.This is an incredibly broad topic, so the focus of this post is on self-employed workers or those working in a small business. (One important thing to remember - a side hustle is a busines...