Base Wealth Management

Helping with college costs can be a meaningful gift, but it should fit within your broader financial plan. Before committing, consider the impact on retirement, cash flow, taxes, and family expectations. Read the full article: https://basewealthmanagement.com/blog/what-to-review-before-helping-a-child-or-grandchild-with-college-costs/

What to Review Before Helping a Child or Grandchild With College Costs Review tuition gifts, 529 plans, loans, and family support before helping with college costs and losing sight of long-term goals.

From the office to the open water.

Proud to see our clients repping Base Wealth Management wherever life takes them. Thanks to for flying the flag out on the water.

A special shoutout to Gary with Largo Fire for sharing these great photos. We appreciate the trust and support from clients who make our work so rewarding.

The Fed held interest rates steady last week, but the tone from Chair Kevin Warsh and updated projections pointed to a more hawkish policy path.

Housing also showed signs of resilience, with pending home sales rising in April as buyers responded to more inventory and more realistic seller pricing.

At the same time, slower shipping through the Strait of Hormuz kept energy markets focused on geopolitical risk.

Read the full Market Recap here: https://basewealthmanagement.com/market-recaps/market-recap-fed-holds-rates-housing-resilience-hormuz-shipping-slows/



This material includes forward-looking statements subject to risks and uncertainties; actual results may differ.

Market Recap: Fed Holds Rates, Housing Resilience, Hormuz Shipping Slows Markets moved higher as the Fed held rates, housing demand showed resilience, and Strait of Hormuz shipping uncertainty kept energy markets on alert.

Summer travel can be meaningful, but without a plan, those “small” expenses can quietly add up. Before you go, know the full cost, protect your long-term goals, and make tradeoffs intentionally.

Read the full article: https://basewealthmanagement.com/h46U3ste

How to Plan Summer Travel Spending Without Losing Sight of Long-Term Goals Learn how to budget for summer travel and stay aligned with savings, debt payoff, and other long-term financial goals.

Midyear is a smart time to check whether your retirement contributions still match your goals, income, and cash flow. A few small adjustments now may help reduce year-end surprises.

Read the full article here: https://basewealthmanagement.com/blog/what-to-review-in-your-401k-and-ira-contributions-at-midyear/

What to Review in Your 401(k) and IRA Contributions at Midyear Review your 401(k) and IRA contributions at midyear to check pace, match, tax strategy, and year-end savings opportunities.

Markets rallied as investors weighed a preliminary U.S.-Iran ceasefire agreement. But does lower geopolitical risk solve the inflation pressure building from higher energy prices?

May CPI rose to its highest annual rate in three years. Wholesale prices also jumped more than expected.

So what happens if energy-driven inflation keeps the Fed on hold longer than markets hoped?

Read the full Market Recap here: https://basewealthmanagement.com/market-recaps/market-recap-us-iran-ceasefire-energy-inflation-wholesale-price-spike/



This material includes forward-looking statements subject to risks and uncertainties; actual results may differ.

Market Recap: U.S.-Iran Ceasefire, Energy Inflation, Wholesale Price Spike Markets rallied on a preliminary U.S.-Iran ceasefire agreement as higher energy prices pushed consumer and wholesale inflation higher in May.

Job growth came in stronger than expected. Does that make Fed rate cuts less likely?

If the labor market is still resilient, how long will policymakers keep rates elevated?

And with SpaceX preparing for a potential Nasdaq debut, are investors looking at a breakthrough opportunity or a valuation that already assumes too much?

Read the full Market Recap here: https://basewealthmanagement.com/market-recaps/market-recap-labor-market-strength-fed-cut-delays-spacex-ipo-valuation/



This material includes forward-looking statements subject to risks and uncertainties; actual results may differ.

Market Recap: Labor Market Strength, Fed Cut Delays, SpaceX IPO Valuation May job growth exceeded expectations, Fed rate cuts moved further out of reach, and analysts questioned SpaceX’s proposed IPO valuation.

Inflation cooled slightly, but does that mean pressure on consumers is really easing?

Energy costs are still taking a bigger bite out of household budgets. Mortgage rates are back near recent highs. And housing demand is feeling the strain.

So what should investors make of a market where stocks moved higher, inflation moderated, but everyday costs remain elevated?

Read the full Market Recap here: https://basewealthmanagement.com/market-recaps/market-recap-inflation-eases-energy-costs-rise-mortgage-rates-climb/



This material includes forward-looking statements subject to risks and uncertainties; actual results may differ.

Market Recap: Inflation Eases, Energy Costs Rise, Mortgage Rates Climb Inflation eased slightly in April, energy costs squeezed consumers, and higher mortgage rates weighed on housing demand in this week's market recap.