Veronica Penn Realtor

https://media.zillowmediaexperts.com/sites/nwxrrpz/unbranded
415-942-4000 Lic #02007555

189 Wagnon Rd, Sebastopol, CA 95472 | Zillow Media Experts View this amazing property, images, and listing information.

Did you know? …
You can buy a mobile home with an ITIN!!?!
⭐️ 600 fico and 5% down payment is doable but the rate would be 11%+

🏡 640 fico would be 9%+

🔑 700 fico would be 8% range. (Lowest rates for mobile)

👉🏼 For mobile homes in parks they must be newer than 1976 year. Older than 1976 requires higher rates or more down!

The Federal Reserve announced a long-anticipated rate cut today, lowering the benchmark interest rate to a range of 4%-4.25%, a decrease of a quarter-percentage point. It was the first rate cut in nine months, and the Fed indicated additional cuts could be coming later this year.

A Federal Reserve rate cut often leads to a decrease in mortgage rates, though the actual impact can be influenced by other market conditions, such as the labor market and inflation.

More favorable lending conditions could renew the enthusiasm of prospective homebuyers who’ve been sitting on the sidelines, waiting for a decrease in mortgage rates.

#1 - Do you even know if you qualify?
#2 - Find out!

Rates are Down!…

My brokerage is kicking 😍

TODAY’S Rates for best qualified clients on 30 year fixed programs: NO POINTS*
Conventional - 6.49%
FHA - 5.875%
VA ($0 down) - 5.99%
Mobile - starting at 8.55%
Non Qm - starting at 6.5%
DSCR (investment) - starting at 6.375%
Jumbo - Starting at 6.75%
Vacant land starting at 7.875%