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Fire Season is approaching and there are simple things you can do to protect your home and property.

This will be a heightened fire season. There are ways to harden and protect your home.

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lawmakers are advocates for Insurance policies that incentivize and acknowledge homeowners’ investments in home hardening and property improvements.
Representatives Mike Thompson (D-CA) and Doug LaMalfa (R-CA) introduced the Disaster Resiliency and Coverage Act of 2024 (H.R. 7849), legislation providing homeowners in disaster-prone regions with broad incentives to harden their properties against wildfires and other risks. The legislation is intended to help address the ongoing insurance crisis in California and other states, as the rising frequency and intensity of natural disasters has led insurers to raise rates and, in several cases, exit certain markets entirely
AB 2416 will provide homeowners and communities with cost-effective wildfire prevention efforts and incentivize both property-wide and community-wide wildfire mitigation efforts. This bill also incentivizes insurers to provide coverage for homes and businesses in California by requiring the California Department of Insurance to periodically review and update the Safer from Wildfire regulations.

Studies showing that mitigation can significantly reduce wildfire risks, the need for collaboration between homeowners, insurers, and government agencies is underscored to address the ongoing insurance crisis and safeguard communities against wildfire disasters.

There is no doubt that it is of critical importance for wildfire mitigation efforts in California, emphasizing the role of homeowners in reducing the risk of wildfires in helping them maintain insurance coverage.

As wildfires continue to pose threats, insurance companies are dropping policies, raising costs or are willing to help the homeowner mitigate risk - increasingly considering mitigation efforts in underwriting decisions. lawmakers are advocate for Insurance policies that incentivize and acknowledge homeowners’ investments in home hardening and property improvements.

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