KP Mortgages
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Home Loan Consultant - NMLS # 2260227
Here to help you find the best loan to finance your new home! Hi there! I'm Keiristen Patterson, but you can call me KP!
I love educating people about the process of buying a home and the importance of building financial wealth through home ownership. At one time I had a horrible experience with a loan officer when I myself was trying to purchase and it intrigued me to find out more about the industry. In doing so I found that there are endless ways to provide someone with an amazing mortgage experience. I decided I
11/30/2024
Providing a 5 star home buying experience one home loan at a time. ⭐️💕
So grateful for the individuals and families that trust me in their home buying process. 🙏🏼
You could be a homeowner this time next month, if you avoid these common mistakes below! 😏
3 mistakes that non-homeowners make:
1.) Deciding they can’t buy a home without talking to a lender.
- let the professionals tell you whether you qualify or not. A good lender *ME* will help great a roadmap to homeownership with you if you don’t qualify or it doesn’t make sense, right now. 😉
2.) Focus too much on interest rate vs the monthly payment.
- interest rates are constantly going up & down, they’re not a forever piece of the process. When rates drop you can always refinance in the future. Additionally, there are many different loan products and programs that’ll allow you to get a better rate than others. & this is where talking to a lender comes in handy; because they *ME* can educate you about the options you qualify for. ✨
3.) Trying to time the market to buy when it crashes.
- timing the market is the worst investment mistake you can make; over the last few years I’ve heard people say they’re waiting for the market to crash & they’ve come to realize it’s not crashing; in fact, it’s gone up. So the reality is, how much are you willing to spend in the future? & will you be able to afford it then? If you qualify now & it makes sense, then BUY THE HOUSE! Start building that equity, honey!💰👏🏽
If you’re interested in getting pre-approved or seeing where you’re currently at to create a roadmap to homeownership, reach out. I’d be honored to be a part of your home buying journey. 💫🏡💫
(801)206-9786 📲
Looking to purchase a high priced home?! I can help!
I have access to great jumbo loan programs that allow me to customize a jumbo loan for your next purchase!
Reach out to me and let's talk about available options!
801-206-9786
Houzd Mortgage | NMLS # 2260227
03/23/2023
It’s the best feeling when your clients turn into friends/family. This is the level of service I’ll provide for everyone who works with me and my amazing team! Feeling so grateful to have been a part of this! ✨❤️
03/17/2023
First Time Homebuyer Utah Update 💥
To find out if you qualify for this $20,000 grant, reach out to me & I’d love to review your situation.
Read more details about the bill at the link below:
https://le.utah.gov/~2023/bills/static/SB0240.html
Give me a call or shoot me a text with any questions you may have! (801) 206-9786 📲
03/02/2023
Did you know that interest rates aren’t copy/pasted? 🤔
There are several factors why you may not get the same interest rate as your friends or family.
See some reasons why below! ☺️✨
Reach out to me for any loan questions you may have! Here to help! 🏡
03/01/2023
Another ⭐️⭐️⭐️⭐️⭐️ Review!
Absolutely loved working with this amazing realtor partner - he kicked serious butt; we truly make a great team. 😁
01/27/2023
Did you know that you can use your tax return to purchase a home? 🤔
Good news! You can use it to help with your down payment or other associated costs to purchasing a home! ✨
If your goal is to purchase a home this year, I’d be happy to help create a roadmap to getting you or someone you know on track to reaching the goal of homeownership. 🏡
Give me a call (801) 982-9999! 📲
How can you evaluate the decision to enter the investment property market?🧐
Whether you’re a realtor helping clients make this decision or a buyer interested in purchasing yourself, I have a great tool that will easily illustrate the best investment opportunities in this market. 🏡
Reach out to me today if you'd like to see a report on a local area!📲
801-206-9786
Houzd Mortgage | NMLS # 2260227
01/04/2023
Is one of your 2023 goals to buy a home but don’t know where to start!?🤔🏡
Below is a step by step guide on the home buying process👇🏽
1.) chat with me 📲
2.) get pre-approved ✔️
3.) start searching for your home 👀
4.) make an offer & go under contract 📑
5.) inspections, loan processing, & appraisal🥸
6.) closing day ✍️
When you work with me you get a cheerleader, an investigator, a magician, a numbers guru, a teacher, & a honest/transparent friend. I am the person who will go up to bat for you. I am the person who is your team captain. I am the person who will close your loan on time. Buying a home can be stressful, but it will also be fun. At the end of the day, it truly matters who you work with & I vouch to always put the FUN in FUNding. 😉
Tag a friend who needs help through this home-buying journey! ✨
12/28/2022
You don’t need to buy a home to support your friends mortgage business🏡✨
- here are a few simple & free ways to show your support. 👇🏽
✅ Share their posts on Facebook.
✅ Comment on posts to show support.
✅ Share their social media posts to your story.
✅ Refer them to a friend who’s looking to purchase, sell or refinance.
A huge thank you to all of you who’ve shown me so much support. It means the absolute world & does not go unnoticed. 💫
Hope everyone had a wonderful holiday weekend!
Follow for more mortgage 101 tips, tricks and additional information:
✔️ Follow: KP Mortgages
Keiristen Patterson
Home Loan Consultant ✨
(801) 206-9786
Houzd Mortgage
12/09/2022
Forever making sure that my clients get the best experience from start to finish. ✨
So happy for my client & feeling so honored to have been part of their home buying journey. 🏡
If you’re curious what that process looks like for you, give me a call (801) 206-9786. 😁
NMLS # 2260227
Houzd Mortgage
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7390 S Creek Road Suite 201
Sandy, UT
84097