Michelle Perry Higgins

Michelle Perry Higgins

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Financial Planner/Principal of California Financial Advisors

Michelle Perry Higgins, CFT™
Principal and Financial Planner
Certified Financial Therapist Professional
Twitter: @RetirementMPH
LinkedIn: MichellePerryHiggins
Website: www.michelleperryhiggins.com

Is Money Making You Sick? 06/02/2026

Must Read: The Serious Link Between Money Stress and Your Health.

Thank you to Kiplinger and Diane Harris for bringing attention to this important topic and including me as a contributor.

Thank you to Kiplinger and Diane Harris for bringing attention to this important topic.

Is Money Making You Sick? Research reveals a strong link between financial well-being and physical and mental health — and what you can do to keep all three in top shape.

05/14/2026

Some retirees spend decades building financial security, only to arrive at retirement and still feel afraid to spend it. Do you feel this way? Read my thoughts on this: https://mailchi.mp/calfinad/may-newsletter

04/20/2026

Honored to be named one of AdvisorHub’s 200 Women to Watch in 2026 across the country.

This year also marks 30 years in this profession, and not a day goes by that I regret becoming a financial advisor. Not a day goes by that I take recognitions like this for granted.

I’m deeply grateful for my loyal clients, my incredible team at California Financial Advisors, and my family for their constant support. This work is a privilege.

Thank you AdvisorHub
California Financial Advisors
https://www.advisorhub.com/women-advisors-to-watch-2026/


Disclosure: AdvisorHub 200 Women Advisors to Watch 2026 was awarded on 04/08/26 based on data provided from 12/31/24 to 12/31/25. The methodology used to rank applicants was based on factors including scale and quality of practice, year-over-year growth, and overall professionalism. Financial advisors, including CFA, did not pay any compensation to be considered for this ranking, participation in the ranking is free and open to all advisors. AdvisorHub requires firms to pay a licensing fee for the use of the AdvisorHub Logo in marketing materials.

Michelle Perry Higgins Michelle Perry Higgins, CFT™
Principal and Financial Planner
Certified Financial Therapist Professional
Twitter:
LinkedIn: MichellePerryHiggins
Website: www.michelleperryhiggins.com

04/16/2026

Apparently this topic hit a nerve 😄 I’ve been getting some very honest (and hilarious) responses to this month’s Money Psychology newsletter… https://mailchi.mp/calfinad/april-newsletters-2026

If you’ve ever had a “discussion” about spending habits with your partner, you’ll probably see yourself in this one.

04/07/2026

Before you say "I do"....have you talked about money?
Download my Pre-Marriage Money Checklist here: https://www.michelleperryhiggins.com/resources

Monthly Newsletter | Michelle P. Higgins 03/31/2026

Even when everything looks fine on paper, money can still feel uncertain. Check out my monthly Money Psychology newsletters. Nothing is off limits when it comes to understanding your relationship with money.

Monthly Newsletter | Michelle P. Higgins This website is not an offer to buy or sell any securities or securities product or to participate in any specific investment strategy.  There is no guarantee that any investment strategy will generate a profit or even a loss.  Investing in the securities markets involves risk, including loss of p...

03/06/2026

Money Psychology: When the World Feels Unstable and Your Money Feels at Risk. Read here: https://mailchi.mp/calfinad/march-newsletter-2026

California Financial Advisors

February Newsletter 02/10/2026

Money Psychology newsletter - Comparison is expensive. Not because of what you buy, but because of why you buy it.

February Newsletter I continue this monthly newsletter because the most meaningful financial conversations rarely begin with markets or math. They begin with how we think, feel, and behave with money. This month, I want to talk about comparison, specifically keeping up with the Joneses, and how it quietly shapes financ...

02/05/2026

Our internship program is now open and accepting resumes. The program emphasizes hands-on experience and direct mentorship, with a limited number of available positions. Apply now.

Starting Over Financially: What Women Need to Know After Divorce, Death, or Financial Betrayal w/Michelle Perry Higgins, CFT™ - WTF Just Happened: Life is messy. Let's talk about it! 01/28/2026

No one teaches you how to manage money when your life falls apart. After divorce. After loss. After financial betrayal.

I joined WTF Just Happened, Life Is Messy, Let’s Talk About It to talk about what starting over financially really feels like for women — the fear, the grief, and the path forward.

🎧 Essential listening if money suddenly feels overwhelming.

Starting Over Financially: What Women Need to Know After Divorce, Death, or Financial Betrayal w/Michelle Perry Higgins, CFT™ - WTF Just Happened: Life is messy. Let's talk about it! What happens when you suddenly become responsible for all the money — after divorce, the death of a spouse, or the discovery of a financial betrayal you never saw coming?In this powerful and necessary episode of WTF Just Happened — Life Is Messy, ...

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12657 Alcosta Boulevard, Suite 470
San Ramon, CA
94583