Tim Kepler NMLS # 224085
We are mortgage brokers helping future homeowners find a mortgage easier, faster and cheaper!
We provide purchase and refinance mortgage financing loans up to $3 million, as well as, FHA, VA and First Time Home buyers.
09/26/2025
https://youtube.com/shorts/wv0G98hE2zo?si=LZ2tCVNPe_YubRXn
Ed Martin: One of America's most dangerous men Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
Check this out! New home for less than $800,000; 2,500 square feet; 5 bed rooms; 3 Baths in Contra Coasta. 3 and 3.5% down avaible. Check you the financing flyer
04/16/2024
Golden State Home Loans on Google Find out more about Golden State Home Loans by following them on Google
04/12/2024
03/30/2024
Rates appear to be steady for the last week.
03/27/2024
Here is a cocktail to get you in the Easter mood?
03/23/2024
In the market for a beautiful home! Her are some affordable new home for you in a great neighborhood. Call, text or message me if you would like to know more about financing.
03/22/2024
Facebook Post: Good News for Homebuyers? Mortgage Rates Might Keep Dipping!
Looking to buy a home? Here's some encouraging news!
Mortgage rates have been trending down for the past few months, but there have been some ups and downs along the way. This is because of positive economic data, like strong job growth.
Even though the Fed might not cut rates soon, there's a chance they could keep going down! Here's why:
Quantitative Tightening (QT): Imagine the Fed is selling off mortgage-backed securities. This reduces supply, which (think basic economics!) could push prices up and bring mortgage rates down (they have an inverse relationship).
The takeaway? There's a good chance mortgage rates will keep dropping in the coming months.
Thinking of buying a home? Now might be a great time to explore your options!
P.S. Check out the comments for some graphs showing the recent trends in mortgage rates and the Treasury market!
03/01/2024
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Address
2001 Omega Road, #203
San Ramon, CA
94583
Opening Hours
| Monday | 8:30am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 8:30am - 5pm |
| Thursday | 8:30am - 5pm |
| Friday | 8:30am - 5pm |
| Saturday | 11am - 3pm |