Dash Grammer - Summit Financial Group LLC

Should you use a savings or checking account?

Savings vs. Checking Accounts: Which One Should You Use? Savings accounts and checking accounts have different uses, so it's worth knowing which is right for you.

To tip or not to tip. The tipping culture is changing.

'Out of control': No one knows how much to tip | CNN Business Customers are overwhelmed by the number of places where they now have the option to tip and feel pressure about whether to add a gratuity.

Americans will be allowed to contribute more of their money to 401(k) and similar retirement saving plans next year. Learn more.

Financial Professionals do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

IRS raises contribution limits for retirement savings plans Americans will be allowed to contribute more of their money to 401(k) and similar retirement saving plans next year. The IRS said Friday that the maximum contribution that an individual can make in 2023 to a 401(k), 403(b) and most 457 plans will be $22,500. The IRS also raised the 2023 annual contr...

A great read - The Federal Reserve, inflation and living in times of uncertainty.

https://hearsay.social/3dleCtL

How budgeting forms the basis of your financial plan

How Budgeting Forms the Basis of Your Financial Plan   Budgeting isn’t all about allocating a certain amount of money towards different expenses. It’s important to look at budgeting in a broader sense.

Summit hosted a Virtual Townhall featuring Senior Vice President and head of Franklin Templeton’s municipal bond department, Ben Barber, CFA.

Click the video below to get the latest commentary, behind-the-scenes details, and outlooks from an industry insider.

Summit Townhall with Ben Barber 8-9-2022 TR # 4895706 DOFU 8/2022Summit Financial Group, LLChttps://summitadvisors.com/(925) 866-7800

What today’s retirees want future retirees to know

Disclosure: Financial Professionals do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

What today's retirees want future retirees to know US retirees have some advice for their younger selves, and by extension anyone who has yet to retire: Save more. Save earlier. Make a financial plan for retirement. And don't forget to account for taxes and inflation -- they'll hit you harder than you expect.

Here’s how to protect your money from a potential recession

Here's how to protect your money from a potential recession Whether or not the US economy falls into an official recession, there are still plenty of difficult financial and economic factors hitting investors and consumers. But there also are ways to limit their damage to your bottom line.

Women are reshaping the future of finance

Women are reshaping the future of finance: Here are 6 stories you've missed In an industry where diversity and inclusion have historically been lacking, women advisors and investors are making significant inroads on their way to the top.

How to adjust your student loan repayment plan for 2022

How To Adjust Your Student Loan Repayment Plan For 2022 If you have student loans, you might have gotten a break during the last couple of years of the pandemic. The federal government, a handful of states, and

Chances are your kids first learned about saving money from a piggy bank. As they grew, they traded in those piggies for a savings account. Now it’s time to look ahead. Learning how to become financially independent adults is vital for their future success. This comprehensive class covers budgeting, setting financial goals, money management, credit and debt, investing, and more! Join us in person at Inklings in Pleasanton for this educational and fun workshop on Thursday, August 4 from 3PM - 4:30 PM!

Seating is limited. One parent per teen family, please. Contact Veronica Santiago at [email protected] to reserve your spots today!

Teens and Money: Setting the Stage For Financial Success Teens and Money: This fun and educational workshop is geared toward kids in grades 7-12. Click to learn more about this workshop.

The first half of 2022 has been fraught with market volatility and all major assets classes being down substantially year-to-date. While it can be painful to see investments decline, the market environment may be providing a unique opportunity for long-term investors. It might be time to consider Roth conversion.

Roth IRA Conversions: A Technique to Consider in Down Markets Although no one likes to see investments decline, the market environment may be providing a unique opportunity for long-term investors.