Tim Jacobs - Loan Originator

Rates can change before you close, but a mortgage rate lock may help give you more certainty during the homebuying process. Learn how rate locks work:

Mortgage Rate Lock Explained: How Long Does it Last? Learn what a mortgage rate lock is, how long it lasts, what happens if it expires, and how to choose the right lock period before closing.

Summer home shopping can move fast, and sellers often choose the offer that feels the most certain. Having your financing and budget clearly lined up can help you move with confidence when the right home pops up. Call me at 586.219.0101, or start your preapproval using my personal link → https://hubs.la/Q04kt5PR0

Not sure which loan option fits best? Conventional, FHA, and USDA can all be great paths to homeownership; it just depends on your budget, eligibility, and where you’re buying. If you want help comparing your options, call me at 586.219.0101, or start your preapproval using my personal link → https://hubs.la/Q04jwr880

Trying to buy a home with a lower down payment or more flexible credit requirements? FHA loans may offer an affordable path toward homeownership for qualified buyers. Learn more about the advantages of FHA loans:

Advantages of FHA Loans: An Affordable Path to Homeownership Explore the advantages of FHA loans, including low down payments, flexible credit requirements, gift funds, and closing cost support.

From all of us at Mortgage 1, Happy Memorial Day. We pause today to honor the brave service members who gave their lives for our freedom, and we hold their families in our thoughts.

Before closing day, it helps to understand what makes up your final amount. Explore what goes into your cash to close and why that number can change during the mortgage process:

What is Cash to Close? A Simple Breakdown for Homebuyers Learn what makes up cash to close, including your down payment, closing costs, prepaid expenses, credits, and what to review before closing.

Conventional loans are a popular choice for many buyers because they offer more flexibility, like choosing your term length, down payment strategy, and how you want your monthly payment to feel. If you’re planning to buy this summer, start your preapproval using my personal link → https://hubs.la/Q04f-9l00

Ready to buy? When you’re planning your monthly mortgage budget, don’t forget to factor in other monthly expenses, like utilities, maintenance, HOA fees (if applicable), and homeowners' insurance. Keeping the full picture in mind can help you choose a payment that feels comfortable and sustainable long-term.

Have questions or want help figuring out what budget makes sense for you? Call me at 586.219.0101, or start your preapproval today → https://hubs.la/Q04f-gyk0

Moms, you do so much for everyone else, today we’re celebrating you. 💐 Whether it’s more space for your family, a backyard for summer nights, or finally finding a place that feels like home, I’d love to help you take the next step when you’re ready. Call 586.219.0101 or get started here: https://hubs.la/Q04f-lnF0

If you’re eligible for a VA loan, you may have access to powerful benefits that can make buying more affordable. Want to see what you qualify for? Call me at 586.219.0101, or start your preapproval using my personal link today → https://hubs.la/Q04f3Jlv0