Huntsman Real Estate

EVEN MORE purchasing power with the 2024 Conventional Loan Limit Increase

More purchasing power in 2024 with FHA Loan Limit Increase.

Congratulations Katherine Waldis! So thankful for the opportunity we had to work with you on the purchase and financing of your new home.

Your financial history needs to stay stable during the loan process. Changing banks can be a red flag and can delay your home loan. Anything to do with your finances or credit, it’s best to avoid and if you have any questions if you should or shouldn’t be doing something during the loan process call your home financing team! They would much rather answer your questions than jeopardize your loan.

Many people may not realize that you can actually use money you have saved in your 401K for your down payment. There are a couple options on how you can do this so it's best to talk to your 401K providers and a financial planner if you have one.

Down Payment Assistance Programs are something that not everyone is familiar with. I can help you research and provide information on programs in your state or area that may be able to help!

Tax refunds are coming soon! Using your tax refund to boost any savings you may already have for a down payment could get you closer to your goal!
If you are still a year out from being ready to buy a home and are thinking to use your tax refund next year for your down payment, it could be a good idea to increase your tax exemptions on your pay stubs. This way you’ll get a larger return when tax season comes!

Tax refunds are coming soon! Using your tax refund to boost any savings you may already have for a down payment could get you closer to your goal!

If you are still a year out from being ready to buy a home and are thinking to use your tax refund next year for your down payment, it could be a good idea to increase your tax exemptions on your pay stubs. This way you’ll get a larger return when tax season comes!

Anyone who has accidentally lost all their important data knows how critical multiple backup copies can be. These backup copies ensure that even in the case of absolute disaster, everything isn’t lost, and you’ll be able to pick right back up where you left off.

Asking "what is the APR" may be more important than asking, "what is the interest rate" as it shows the total cost of getting a home mortgage. However, asking "what kind of service can I expect" is even more important! Call me (435) 850-9333 and I'd be happy to answer any of your mortgage questions.

Now you can start moving in, buying new furniture and decorating your home! It’s a lot of work but an exciting time.

At closing, it’s time to leap for joy! Now that the conditions of your loan have been met, you’ll sign your loan documents, pay your closing fees, and you’re on your way to moving into the home of your dreams!

Home inspections are a very important part of the home buying process. The inspection is intended to report on major damage or serious problems that require repair to the structure of the home: plumbing, electrical, air conditioning and heating, ventilation, roof and foundation of the home.