Realtor Brian Villalobos

Today, we honor the past and march forward with hope in our hearts. Together, we can rewrite the narrative and build a legacy of freedom that echoes through the ages.

Student loan debt doesn’t always shut the door on homeownership. What you need to know and what you need to fix.

Qualifying for a Mortgage with Student Loan Debt If you’re worried your student loans will prevent you from buying your first home, don’t fret. Here’s what you need to know to land that first house.

Buyers love the security of a home warranty. But are they really worthwhile or just a sales gimmick?

You Have a Warranty, But Are You Covered? As a new homeowner, you may have received a home warranty from the builder or previous owners. It’s a nice perk, yes. But don’t get the false impression your warranty will cover everything that goes wrong in your new home. You might be surprised at what is covered -- and what may not be covered....

Need cash for a home repair? Find out how to tap the equity in your house.

Home Equity Loan or Line of Credit: What is the Difference? The equity in your home is an untapped resource for financing such things as remodeling projects or a child’s college education. Is it wise to take a home equity loan or a line of credit, and how do they work? The equity in your home -- the value of your home minus what you owe -- is not liquid. I...

Is a slipcover a design slip-up or a style save? Find out more in this comprehensive guide.

Slipcovers 101: The Great Coverup Whether you crave washability, desire a new look for every season, or just want to make the best of a flea market find -- slipcovers have got you covered. With a little research and effort, you’ll find a slipcover to fit your furniture piece, along with your style and budget. When to use a slipcov...

Neighborhood tennis courts and swimming pools: a benefit or a drawback?

Pros and Cons of Swim and Tennis Communities When you’re shopping for a new home, many planned developments offer tempting neighborhood amenities such as swimming pools and tennis courts. But before you dive in, read about the pros and cons. Pros. Living in a neighborhood with tennis courts and a swimming pool provides easy access to leisure...

When moving dates don’t align, renting a storage unit can be a great short-term solution. Here’s what you need to consider.

5 Things You Need to Know About Storage Units While it rarely makes sense to store items long-term -- the rent will eventually exceed the replacement value of your possessions -- storage units can be a great help in short-term situations. When you need to move out of your old home a few months before the new home is ready -- or you’re taking ...

Do you own a large parcel of land and want to develop it? Here's where to start.

How to Develop Your Own Land If you own raw undeveloped acreage, the land may be your route to financial security. Subdividing residential lots or owning commercial buildings can put you on the path to prosperity. Land development, however, is a complex venture. Take a look. Details count. You may already own the land, but to d...

Homeowners insurance has got you covered, right? Not always. Check this list for possible holes in your insurance coverage.

Check Your Homeowners Insurance for Gaps in Coverage Don’t wait until you need to file a claim to educate yourself on the ins and outs of homeowners insurance. By then, you could be in for an unpleasant surprise. While homeowners insurance covers many of the major risks, such as damage from fire, it doesn’t cover everything. There are some losses ...

If you own property with water on or adjacent to it, what are your rights to its use? Here is a quick summary of your water rights as a property owner.

Water Rights for Property Owners Property owners with water geographically connected to their land need to know their legal rights. The water could be a river, lake, the ocean or even the water underground. Types of water. Three basic types of water may have a connection to your property. A watercourse is any lake, river or stream....